Compare Today’s Refinance Rates for Salter Path, North Carolina 28575
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Salter Path, North Carolina 28575.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Salter Path, North Carolina 28575. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,155 or $14 per month in Salter Path and other parts of Carteret county.
Summary of Average Refinances in Salter Path, North Carolina 28575
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Interactive Refinance Rate Projections for Salter Path, North Carolina 28575
Pureloan has developed an interactive chart to monitor the five largest local lenders in Salter Path, NC 28575, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Salter Path, North Carolina 28575 from 2024 - 2016
The following historical data provides insights into refinancing trends in Salter Path, North Carolina and the surrounding Carteret county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 56.30% | 57.10% | 49.66% | 64.76% | 53.47% | 52.05% | 58.10% | 59.59% |
avg refi rate | 6.40% | 3.55% | 3.03% | 3.29% | 4.26% | 4.52% | 4.09% | 3.94% | 4.13% |
% 15 year fixed refinance | 22.22% | 27.51% | 28.11% | 35.31% | 20.95% | 35.42% | 36.53% | 30.63% | 29.80% |
avg refi rate | 5.34% | 2.77% | 2.53% | 2.86% | 3.59% | 3.73% | 3.29% | 3.19% | 3.34% |
Avg credit score | 741.17 | 743.32 | 755.32 | 775.61 | 755.68 | 757.58 | 761.43 | 758.39 | 760.20 |
Avg LTV (loan to value) | 52.94% | 61.36% | 65.55% | 69.09% | 71.90% | 69.44% | 68.44% | 72.33% | 70.26% |
Avg DTI (debt to income) | 36.17 | 33.18 | 31.75 | 31.18 | 33.17 | 32.61 | 32.21 | 32.05 | 31.43 |
Avg refinance insurance % | 1.67% | 1.45% | 2.48% | 4.03% | 5.79% | 2.76% | 4.00% | 4.89% | 4.33% |
Best Refinance Brokers around Salter Path, North Carolina 28575
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Salter Path, North Carolina 28575, we have compiled a list of top refinance brokers to assist you in the process.
G Hugunine
Loan Officer
340 Nc Highway 16 S
Taylorsville, NC 28575
(828) 632-0650
ghugunine@flahertyfunding.com
Rita Pennell
Loan Officer
562 Nc Highway 16 S
Taylorsville, NC 28575
(828) 632-8282
ritapennell@bellsouth.net
Teresa Spencer
Loan Officer
709 E Main St
Jefferson, NC 28575
(336) 246-6405
teresa.spencer@yadkinmortgage.com
Ellen Hughes
Loan Officer
200 Linville St
Newland, NC 28575
(828) 733-9281
Ellen_Hughes@ucbi.com
KAREN BALL
Home Mortgage Consultant
202 Magnolia Dr
Morganton, NC 28575
(828) 433-1188
Karen.J.Ball@wellsfargo.com
Address
340 Nc Highway 16 S
Taylorsville, NC
Contact
(828) 632-0650
Fax (301) 639-0804
ghugunine@flahertyfunding.com
Address
562 Nc Highway 16 S
Taylorsville, NC
Contact
(828) 632-8282
Fax (301) 639-0804
ritapennell@bellsouth.net
Address
709 E Main St
Jefferson, NC
Contact
(336) 246-6405
Fax (301) 639-0804
teresa.spencer@yadkinmortgage.com