Compare Today’s Refinance Rates for Saratoga, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Saratoga, North Carolina 27873. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Saratoga and surrounding areas of Wilson county, your expected lifetime cash savings are $2,991 or $8 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Saratoga, North Carolina 27873.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Saratoga, North Carolina 27873

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Saratoga, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Saratoga, NC 27873, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Saratoga, NC

Refinance Rates for Saratoga, North Carolina 27873 from 2013 - 2020

Below are historical data on refinancing in Saratoga, North Carolina and around Wilson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Saratoga, North Carolina 27873

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Saratoga, North Carolina 27873, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bruce Brown

Loan Officer

2300 S Croatan Hwy

Nags Head, NC 27873

(252) 449-8558

bruce.brown@yadkinmortgage.com

DAVID JOYNER

Branch Manager-Mortgage Loan Officer

115 Mustian Street

Kill Devil Hills, NC 27873

djoyner@homeownersmtg.com

Edward Farrow

Branch Supervisor

426 McArthur Street

Elizabeth City, NC 27873

(252) 335-0582

efarrow@agcarolina.com

Eddie Jennings

Agribusiness Loan Officer

426 McArthur Street

Elizabeth City, NC 27873

(252) 335-0582

ejennings@agcarolina.com

Drew Wright

Mortgage Loan Officer

6475 N Croatan Hwy,

Kitty Hawk, NC 27873

(480) 444-7100

drew.wright@onqfinancial.com

Address

2300 S Croatan Hwy

Nags Head, NC

Contact

(252) 449-8558

Fax (301) 639-0804

bruce.brown@yadkinmortgage.com

Address

115 Mustian Street

Kill Devil Hills, NC

Contact

Fax (301) 639-0804

djoyner@homeownersmtg.com

Address

426 McArthur Street

Elizabeth City, NC

Contact

(252) 335-0582

Fax (301) 639-0804

efarrow@agcarolina.com

Refinancing News for Saratoga, North Carolina 27873