Compare Today’s Refinance Rates for Selma, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Selma, North Carolina 27576. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,369 or $9 / month in Selma and other areas of Johnston county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Selma, North Carolina 27576.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Selma, North Carolina 27576

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Selma, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Selma, NC 27576, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Selma, NC

Refinance Rates for Selma, North Carolina 27576 from 2013 - 2020

Below are historical data on refinancing in Selma, North Carolina and around Johnston county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Selma, North Carolina 27576

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Selma, North Carolina 27576, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Drew Rorex

Mortgage Loan Officer

1821 S Main St

Wake Forest, NC 27576

(919) 453-1711

arorex@bbandt.com

Henry Brown

Mortgage Consultants

3150 Rogers Road Suite 100

Wake Forest, NC 27576

(919) 961-4398

hbrown@fmlending.com

Seema Sturkie

Mortgage Consultants

3150 Rogers Road Suite 100

Wake Forest, NC 27576

(919) 819-4660

ssturkie@fmlending.com

Henry Brown

Mortgage Consultant

3150 Rogers Road, Suite 100,

Wake Forest, NC 27576

(919) 961-4398

henry.brown@phmloans.com

Seema Sturkie

Mortgage Consultant

3150 Rogers Road, Suite 100,

Wake Forest, NC 27576

(919) 819-4660

seema.sturkie@phmloans.com

Address

1821 S Main St

Wake Forest, NC

Contact

(919) 453-1711

Fax (301) 639-0804

arorex@bbandt.com

Address

3150 Rogers Road Suite 100

Wake Forest, NC

Contact

(919) 961-4398

Fax (301) 639-0804

hbrown@fmlending.com

Address

3150 Rogers Road Suite 100

Wake Forest, NC

Contact

(919) 819-4660

Fax (301) 639-0804

ssturkie@fmlending.com

Refinancing News for Selma, North Carolina 27576