Compare Today’s Refinance Rates for Severn, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Severn, North Carolina 27877. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $1,896 or $5 / month in Severn and other areas of Northampton county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Severn, North Carolina 27877.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Severn, North Carolina 27877

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Severn, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Severn, NC 27877, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Severn, NC

Refinance Rates for Severn, North Carolina 27877 from 2013 - 2020

Below are historical data on refinancing in Severn, North Carolina and around Northampton county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Severn, North Carolina 27877

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Severn, North Carolina 27877, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ellen Bass

Loan Officer

1311 Carolina Ave

Washington, NC 27877

(252) 442-2414

ellen.bass@firstsouthnc.com

Jennifer Evans

Branch Manager

1311 Carolina Avenue Post Office Box 2047

Washington, NC 27877

(252) 946-4178

jennifer.evans@firstsouthnc.com

James Johnston

Vice President Commercial Banking Officer

1311 Carolina Avenue Post Office Box 2047

Washington, NC 27877

(252) 946-4178

james.johnston@firstsouthnc.com

June Lee

Mortgage Consultant

1311 Carolina Avenue Post Office Box 2047

Washington, NC 27877

(252) 946-4178

june.lee@firstsouthnc.com

Bambi Cox

Financial Services Associate

1311 Carolina Avenue Post Office Box 2047

Washington, NC 27877

(252) 946-4178

bambi.cox@firstsouthnc.com

Address

1311 Carolina Ave

Washington, NC

Contact

(252) 442-2414

Fax (301) 639-0804

ellen.bass@firstsouthnc.com

Address

1311 Carolina Avenue Post Office Box 2047

Washington, NC

Contact

(252) 946-4178

Fax (301) 639-0804

jennifer.evans@firstsouthnc.com

Address

1311 Carolina Avenue Post Office Box 2047

Washington, NC

Contact

(252) 946-4178

Fax (301) 639-0804

james.johnston@firstsouthnc.com

Refinancing News for Severn, North Carolina 27877