Compare Today’s Refinance Rates for Shallotte, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Shallotte, North Carolina 28459. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Shallotte and other areas of Brunswick county, expected lifetime cash savings are $5,349 or $15 / month.

For Shallotte, North Carolina 28459, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Shallotte, North Carolina 28459

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Shallotte, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Shallotte, NC 28459, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Shallotte, NC

Refinance Rates for Shallotte, North Carolina 28459 from 2013 - 2020

Below are historical data on refinancing in Shallotte, North Carolina and around Brunswick county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Shallotte, North Carolina 28459

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Shallotte, North Carolina 28459, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Helen Lee

Mortgage Loan Officer

100 Shallotte Crossing Pkwy�

Shallotte, NC 28459

(910) 754-6610

hlee@bbandt.com

Douglas Pratt

Mortgage Broker

5043 Main St

Shallotte, NC 28459

(910) 754-3985

doug.pratt@firstcitizens.com

Dianne Mcrainey

Mortgage Loan Originators

120 Causeway Dr.

Ocean Isle, NC 28459

910

dmcrainey@localfirstbank.com

Lisa Smith

Personal Banker

117 E Southerland St

Wallace, NC 28459

(910) 498-0350

lisa.smith@firstsouthnc.com

Joyce Thigpen

Vp/Branch Manager

117 E Southerland St

Wallace, NC 28459

(910) 498-0350

joyce.thigpen@firstsouthnc.com

Address

100 Shallotte Crossing Pkwy�

Shallotte, NC

Contact

(910) 754-6610

Fax (301) 639-0804

hlee@bbandt.com

Address

5043 Main St

Shallotte, NC

Contact

(910) 754-3985

Fax (301) 639-0804

doug.pratt@firstcitizens.com

Address

120 Causeway Dr.

Ocean Isle, NC

Contact

910

Fax (301) 639-0804

dmcrainey@localfirstbank.com

Refinancing News for Shallotte, North Carolina 28459