Compare Today’s Refinance Rates for Southern Pines, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Southern Pines, North Carolina 28387. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Southern Pines and other areas of Moore county, expected lifetime cash savings are $4,668 or $13 / month.

For Southern Pines, North Carolina 28387, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Southern Pines, North Carolina 28387

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Southern Pines, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Southern Pines, NC 28387, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Southern Pines, NC

Refinance Rates for Southern Pines, North Carolina 28387 from 2013 - 2020

Below are historical data on refinancing in Southern Pines, North Carolina and around Moore county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Southern Pines, North Carolina 28387

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Southern Pines, North Carolina 28387, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Amanda Lucas

Loan Officer

230 N Bennett St, Suite 1B,

Southern Pines, NC 28387

(910) 418-4608

amanda@ovmfinancial.com

Ginny Webb

Mortgage Loan Originators

205 S.E. Broad St.

Southern Pines, NC 28387

910

gwebb@localfirstbank.com

Kelly Stafford

Mortgage Loan Originators

205 S.E. Broad St.

Southern Pines, NC 28387

910

kstafford@localfirstbank.com

Rebecca Shearer

Branch Manager/Loan Officer

216 Commerce Avenue

Southern Pines, NC 28387

(910) 550-1041

rshearer@lendtheway.com

Mellisa Holt

Mortgage Loan Officer

200 SW Broad St�

Southern Pines, NC 28387

(910) 992-3056

mholt@bbandt.com

Address

230 N Bennett St, Suite 1B,

Southern Pines, NC

Contact

(910) 418-4608

Fax (301) 639-0804

amanda@ovmfinancial.com

Address

205 S.E. Broad St.

Southern Pines, NC

Contact

910

Fax (301) 639-0804

gwebb@localfirstbank.com

Address

205 S.E. Broad St.

Southern Pines, NC

Contact

910

Fax (301) 639-0804

kstafford@localfirstbank.com

Refinancing News for Southern Pines, North Carolina 28387