Compare Today’s Refinance Rates for Southport, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Southport, North Carolina 28461. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,540 or $10 / month in Southport and other areas of Brunswick county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Southport, North Carolina 28461.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Southport, North Carolina 28461

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Southport, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Southport, NC 28461, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Southport, NC

Refinance Rates for Southport, North Carolina 28461 from 2013 - 2020

Below are historical data on refinancing in Southport, North Carolina and around Brunswick county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Southport, North Carolina 28461

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Southport, North Carolina 28461, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Blakley Huntley

Mortgage Loan Officer

104 S Howe St�

Southport, NC 28461

(910) 457-1407

bhuntley@bbandt.com

Dianne Mcrainey

Mortgage Loan Originators

120 Causeway Dr.

Ocean Isle, NC 28461

910

dmcrainey@localfirstbank.com

Lisa Smith

Personal Banker

117 E Southerland St

Wallace, NC 28461

(910) 498-0350

lisa.smith@firstsouthnc.com

Joyce Thigpen

Vp/Branch Manager

117 E Southerland St

Wallace, NC 28461

(910) 498-0350

joyce.thigpen@firstsouthnc.com

Candace Roney

Mortgage Broker

411 Front St

Beaufort, NC 28461

(252) 728-4947

candace.roney@firstcitizens.com

Address

104 S Howe St�

Southport, NC

Contact

(910) 457-1407

Fax (301) 639-0804

bhuntley@bbandt.com

Address

120 Causeway Dr.

Ocean Isle, NC

Contact

910

Fax (301) 639-0804

dmcrainey@localfirstbank.com

Address

117 E Southerland St

Wallace, NC

Contact

(910) 498-0350

Fax (301) 639-0804

lisa.smith@firstsouthnc.com

Refinancing News for Southport, North Carolina 28461