Compare Today’s Refinance Rates for Staley, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Staley, North Carolina 27355. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Staley and surrounding areas of Randolph county, your expected lifetime cash savings are $5,336 or $15 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Staley, North Carolina 27355.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Staley, North Carolina 27355

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Staley, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Staley, NC 27355, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Staley, NC

Refinance Rates for Staley, North Carolina 27355 from 2013 - 2020

Below are historical data on refinancing in Staley, North Carolina and around Randolph county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Staley, North Carolina 27355

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Staley, North Carolina 27355, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Erin Krass

Loan Officer

Digital Operations Center, 6th Floor 230 North Elm

Greensboro, NC 27355

(800) 327-3154

krassem@ugcorp.com

Carol Hays

Loan Officer

Digital Operations Center, 6th Floor 230 North Elm

Greensboro, NC 27355

(877) 701-3278

hayscc@ugcorp.com

Karen Kiefer

Loan Officer

Digital Operations Center, 6th Floor 230 North Elm

Greensboro, NC 27355

(800) 601-6314

kkiefer@ugcorp.com

Rebecca Popoli

Loan Officer

Digital Operations Center, 6th Floor 230 North Elm

Greensboro, NC 27355

(800) 216-9829

popolirh@ugcorp.com

Brittany Orrell

Loan Officer

Digital Operations Center, 6th Floor 230 North Elm

Greensboro, NC 27355

(877) 701-3278

orellbl@ugcorp.com

Address

Digital Operations Center, 6th Floor 230 North Elm

Greensboro, NC

Contact

(800) 327-3154

Fax (301) 639-0804

krassem@ugcorp.com

Address

Digital Operations Center, 6th Floor 230 North Elm

Greensboro, NC

Contact

(877) 701-3278

Fax (301) 639-0804

hayscc@ugcorp.com

Address

Digital Operations Center, 6th Floor 230 North Elm

Greensboro, NC

Contact

(800) 601-6314

Fax (301) 639-0804

kkiefer@ugcorp.com

Refinancing News for Staley, North Carolina 27355