Compare Today’s Refinance Rates for Stantonsburg, North Carolina 27883
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Stantonsburg, North Carolina 27883.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,188 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Stantonsburg and other areas of Wilson county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Stantonsburg, North Carolina 27883
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Interactive Refinance Rate Projections for Stantonsburg, North Carolina 27883
Pureloan has developed an interactive chart to monitor the five largest local lenders in Stantonsburg, NC 27883, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Stantonsburg, North Carolina 27883 from 2024 - 2016
The following historical data provides insights into refinancing trends in Stantonsburg, North Carolina and the surrounding Wilson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
| avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
| % 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
| avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
| Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
| Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
| Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
| Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Stantonsburg, North Carolina 27883
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Stantonsburg, North Carolina 27883, we have compiled a list of top refinance brokers to assist you in the process.
Ellen Bass
Loan Officer
1311 Carolina Ave
Washington, NC 27883
(252) 442-2414
ellen.bass@firstsouthnc.com
Jennifer Evans
Branch Manager
1311 Carolina Avenue Post Office Box 2047
Washington, NC 27883
(252) 946-4178
jennifer.evans@firstsouthnc.com
James Johnston
Vice President Commercial Banking Officer
1311 Carolina Avenue Post Office Box 2047
Washington, NC 27883
(252) 946-4178
james.johnston@firstsouthnc.com
June Lee
Mortgage Consultant
1311 Carolina Avenue Post Office Box 2047
Washington, NC 27883
(252) 946-4178
june.lee@firstsouthnc.com
Bambi Cox
Financial Services Associate
1311 Carolina Avenue Post Office Box 2047
Washington, NC 27883
(252) 946-4178
bambi.cox@firstsouthnc.com
Address
1311 Carolina Ave
Washington, NC
Contact
(252) 442-2414
Fax (301) 639-0804
ellen.bass@firstsouthnc.com
Address
1311 Carolina Avenue Post Office Box 2047
Washington, NC
Contact
(252) 946-4178
Fax (301) 639-0804
jennifer.evans@firstsouthnc.com
Address
1311 Carolina Avenue Post Office Box 2047
Washington, NC
Contact
(252) 946-4178
Fax (301) 639-0804
james.johnston@firstsouthnc.com