Compare Today’s Refinance Rates for Statesville, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Statesville, North Carolina 28625. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Statesville and surrounding areas of Iredell county, your expected lifetime cash savings are $5,692 or $16 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Statesville, North Carolina 28625.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Statesville, North Carolina 28625

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Statesville, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Statesville, NC 28625, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Statesville, NC

Refinance Rates for Statesville, North Carolina 28625 from 2013 - 2020

Below are historical data on refinancing in Statesville, North Carolina and around Iredell county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Statesville, North Carolina 28625

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Statesville, North Carolina 28625, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Peggy Broach

Mortgage Loan Specialist

1704 Wilkesboro Road

Statesville, NC 28625

(704) 873-1761

pbroach@carolinafc.com

Susan Campbell

Mortgage Loan Officer

500 E Broad St�

Statesville, NC 28625

(704) 838-8911

scampbell@bbandt.com

Scott Harris

Mortgage Loan Officer

212 E Broad St

Statesville, NC 28625

(704) 871-3415

Scotta.Harris@pncmortgage.com

Lisa Colvard

Loan Officer

127 N Cross Ln

Statesville, NC 28625

(704) 768-1202

lisa.colvard@yadkinmortgage.com

Eric Schumacher

Loan Officer

707 College Ave. SW

Lenoir, NC 28625

828

eric.schumacher@community1.com

Address

1704 Wilkesboro Road

Statesville, NC

Contact

(704) 873-1761

Fax (301) 639-0804

pbroach@carolinafc.com

Address

500 E Broad St�

Statesville, NC

Contact

(704) 838-8911

Fax (301) 639-0804

scampbell@bbandt.com

Address

212 E Broad St

Statesville, NC

Contact

(704) 871-3415

Fax (301) 639-0804

Scotta.Harris@pncmortgage.com

Refinancing News for Statesville, North Carolina 28625