Compare Today’s Refinance Rates for Stony Point, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Stony Point, North Carolina 28678. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Stony Point and other areas of Alexander county, expected lifetime cash savings are $5,692 or $16 / month.

For Stony Point, North Carolina 28678, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Stony Point, North Carolina 28678

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Stony Point, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Stony Point, NC 28678, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Stony Point, NC

Refinance Rates for Stony Point, North Carolina 28678 from 2013 - 2020

Below are historical data on refinancing in Stony Point, North Carolina and around Alexander county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Stony Point, North Carolina 28678

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Stony Point, North Carolina 28678, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

G Hugunine

Loan Officer

340 Nc Highway 16 S

Taylorsville, NC 28678

(828) 632-0650

ghugunine@flahertyfunding.com

Rita Pennell

Loan Officer

562 Nc Highway 16 S

Taylorsville, NC 28678

(828) 632-8282

ritapennell@bellsouth.net

Alicia Hearne

Mortgage Broker

2106 Hendersonville Rd

Arden, NC 28678

(828) 257-5760

alicia.hearne@firstcitizens.com

Bennett Lin

Loan Officer

PO Box 2026

Enka, NC 28678

(828) 670-5381

linbennett@hotmail.com

Geri Ray

Loan Officer

PO Box 2236

Weaverville, NC 28678

(828) 274-4946

geri@solution1mtg.com

Address

340 Nc Highway 16 S

Taylorsville, NC

Contact

(828) 632-0650

Fax (301) 639-0804

ghugunine@flahertyfunding.com

Address

562 Nc Highway 16 S

Taylorsville, NC

Contact

(828) 632-8282

Fax (301) 639-0804

ritapennell@bellsouth.net

Address

2106 Hendersonville Rd

Arden, NC

Contact

(828) 257-5760

Fax (301) 639-0804

alicia.hearne@firstcitizens.com

Refinancing News for Stony Point, North Carolina 28678