Compare Today’s Refinance Rates for Stumpy Point, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Stumpy Point, North Carolina 27978. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Stumpy Point and surrounding areas of Dare county, your expected lifetime cash savings are $5,349 or $15 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Stumpy Point, North Carolina 27978.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Stumpy Point, North Carolina 27978

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Stumpy Point, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Stumpy Point, NC 27978, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Stumpy Point, NC

Refinance Rates for Stumpy Point, North Carolina 27978 from 2013 - 2020

Below are historical data on refinancing in Stumpy Point, North Carolina and around Dare county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Stumpy Point, North Carolina 27978

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Stumpy Point, North Carolina 27978, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Melissa Jones

Branch Manager, Vice President

660 Penny Ln

Concord, NC 27978

(704) 782-6560

melissa.jones@bankofthecarolinas.com

Suzi Branch

Branch Manager

338 Oak Avenue Mall Dr

Kannapolis, NC 27978

(855) 872-4170

sbranch@castlecooke.com

Wilma Parker

Loan Officer

338 Oak Avenue Mall Dr

Kannapolis, NC 27978

(855) 872-4170

wparker@castlecooke.com

Christine Evans

Loan Processor

338 Oak Avenue Mall Dr

Kannapolis, NC 27978

(855) 786-5695

caevans@castlecooke.com

Shelley Roberts

Mortgage Loan Officer

100 E Garrison Blvd

Gastonia, NC 27978

(704) 691-6181

shelley.roberts@pncmortgage.com

Address

660 Penny Ln

Concord, NC

Contact

(704) 782-6560

Fax (301) 639-0804

melissa.jones@bankofthecarolinas.com

Address

338 Oak Avenue Mall Dr

Kannapolis, NC

Contact

(855) 872-4170

Fax (301) 639-0804

sbranch@castlecooke.com

Address

338 Oak Avenue Mall Dr

Kannapolis, NC

Contact

(855) 872-4170

Fax (301) 639-0804

wparker@castlecooke.com

Refinancing News for Stumpy Point, North Carolina 27978