Compare Today’s Refinance Rates for Sunset Beach, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Sunset Beach, North Carolina 28468. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Sunset Beach and other areas of Brunswick county, expected lifetime cash savings are $4,119 or $11 / month.

For Sunset Beach, North Carolina 28468, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Sunset Beach, North Carolina 28468

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Sunset Beach, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Sunset Beach, NC 28468, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Sunset Beach, NC

Refinance Rates for Sunset Beach, North Carolina 28468 from 2013 - 2020

Below are historical data on refinancing in Sunset Beach, North Carolina and around Brunswick county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Sunset Beach, North Carolina 28468

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Sunset Beach, North Carolina 28468, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Douglas Pratt

Mortgage Broker

5043 Main St

Shallotte, NC 28468

(910) 754-3985

doug.pratt@firstcitizens.com

Josh Benton

Loan Officer

1424 South J.K. Powell Blvd, Suite E,

Whiteville, NC 28468

(910) 418-4609

josh@ovmfinancial.com

Bob Moyer

Loan Officer

1424 South J.K. Powell Blvd, Suite E,

Whiteville, NC 28468

(910) 418-4609

bob@ovmfinancial.com

Sylvia Nance

Loan Officer

1424 South J.K. Powell Blvd, Suite E,

Whiteville, NC 28468

(910) 418-4609

sylvia@ovmfinancial.com

Jon Sweeney

Loan Officer

1424 South J.K. Powell Blvd, Suite E,

Whiteville, NC 28468

(910) 418-4609

jon@ovmfinancial.com

Address

5043 Main St

Shallotte, NC

Contact

(910) 754-3985

Fax (301) 639-0804

doug.pratt@firstcitizens.com

Address

1424 South J.K. Powell Blvd, Suite E,

Whiteville, NC

Contact

(910) 418-4609

Fax (301) 639-0804

josh@ovmfinancial.com

Address

1424 South J.K. Powell Blvd, Suite E,

Whiteville, NC

Contact

(910) 418-4609

Fax (301) 639-0804

bob@ovmfinancial.com

Refinancing News for Sunset Beach, North Carolina 28468