Compare Today’s Refinance Rates for Sylva, North Carolina 28779
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sylva, North Carolina 28779.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,818 over the lifetime of your mortgage, which translates to a monthly savings of $22 in Sylva and other areas of Jackson county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Sylva, North Carolina 28779
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Interactive Refinance Rate Projections for Sylva, North Carolina 28779
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sylva, NC 28779, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sylva, North Carolina 28779 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sylva, North Carolina and the surrounding Jackson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.24% | 56.22% | 65.08% | 64.76% | 71.01% | 64.02% | 56.78% | 63.35% | 61.34% |
avg refi rate | 6.65% | 3.50% | 2.95% | 3.26% | 4.13% | 4.53% | 4.04% | 3.89% | 4.05% |
% 15 year fixed refinance | 28.55% | 21.93% | 22.05% | 19.16% | 23.11% | 30.69% | 25.05% | 27.92% | |
avg refi rate | 2.72% | 2.45% | 2.81% | 3.58% | 3.77% | 3.31% | 3.13% | 3.33% | |
Avg credit score | 728.52 | 752.47 | 765.90 | 765.70 | 759.17 | 746.04 | 750.93 | 757.25 | 763.68 |
Avg LTV (loan to value) | 57.00% | 53.72% | 61.62% | 65.20% | 66.15% | 62.75% | 65.80% | 67.19% | 67.64% |
Avg DTI (debt to income) | 36.14 | 32.98 | 31.90 | 32.01 | 32.63 | 33.02 | 32.98 | 32.83 | 31.58 |
Avg refinance insurance % | 1.43% | 0.51% | 1.46% | 2.44% | 2.95% | 1.33% | 2.26% | 2.72% | 3.05% |
Best Refinance Brokers around Sylva, North Carolina 28779
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sylva, North Carolina 28779, we have compiled a list of top refinance brokers to assist you in the process.
Geri Ray
Loan Officer
PO Box 2236
Weaverville, NC 28779
(828) 274-4946
geri@solution1mtg.com
Julie Chitea
Loan Officer
165 N Main St
Waynesville, NC 28779
(828) 452-0307
julie_chitea@ucbi.com
Alice Mosteller
Loan Officer
74 N Main St
Waynesville, NC 28779
(828) 452-5809
alice_mosteller@beverly-hanks.com
Ellen Sither
Loan Officer
74 N Main St
Waynesville, NC 28779
(828) 452-5809
esither@beverly-hanks.com
Irene Glenn
Loan Officer
74 N Main St
Waynesville, NC 28779
(828) 452-5809
iglenn@beverly-hanks.com
Address
PO Box 2236
Weaverville, NC
Contact
(828) 274-4946
Fax (301) 639-0804
geri@solution1mtg.com
Address
165 N Main St
Waynesville, NC
Contact
(828) 452-0307
Fax (301) 639-0804
julie_chitea@ucbi.com
Address
74 N Main St
Waynesville, NC
Contact
(828) 452-5809
Fax (301) 639-0804
alice_mosteller@beverly-hanks.com