Compare Today’s Refinance Rates for Sylva, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Sylva, North Carolina 28779. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,082 or $14 / month in Sylva and other areas of Jackson county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Sylva, North Carolina 28779.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Sylva, North Carolina 28779

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Sylva, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Sylva, NC 28779, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Sylva, NC

Refinance Rates for Sylva, North Carolina 28779 from 2013 - 2020

Below are historical data on refinancing in Sylva, North Carolina and around Jackson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Sylva, North Carolina 28779

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Sylva, North Carolina 28779, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Geri Ray

Loan Officer

PO Box 2236

Weaverville, NC 28779

(828) 274-4946

geri@solution1mtg.com

Julie Chitea

Loan Officer

165 N Main St

Waynesville, NC 28779

(828) 452-0307

julie_chitea@ucbi.com

Alice Mosteller

Loan Officer

74 N Main St

Waynesville, NC 28779

(828) 452-5809

alice_mosteller@beverly-hanks.com

Ellen Sither

Loan Officer

74 N Main St

Waynesville, NC 28779

(828) 452-5809

esither@beverly-hanks.com

Irene Glenn

Loan Officer

74 N Main St

Waynesville, NC 28779

(828) 452-5809

iglenn@beverly-hanks.com

Address

PO Box 2236

Weaverville, NC

Contact

(828) 274-4946

Fax (301) 639-0804

geri@solution1mtg.com

Address

165 N Main St

Waynesville, NC

Contact

(828) 452-0307

Fax (301) 639-0804

julie_chitea@ucbi.com

Address

74 N Main St

Waynesville, NC

Contact

(828) 452-5809

Fax (301) 639-0804

alice_mosteller@beverly-hanks.com

Refinancing News for Sylva, North Carolina 28779