Compare Today’s Refinance Rates for Tarboro, North Carolina 27886
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tarboro, North Carolina 27886.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,139 over the lifetime of your mortgage, which translates to a monthly savings of $20 in Tarboro and other areas of Edgecombe county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Tarboro, North Carolina 27886
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Interactive Refinance Rate Projections for Tarboro, North Carolina 27886
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tarboro, NC 27886, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tarboro, North Carolina 27886 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tarboro, North Carolina and the surrounding Edgecombe county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
% 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Tarboro, North Carolina 27886
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tarboro, North Carolina 27886, we have compiled a list of top refinance brokers to assist you in the process.
Ruth Williams
Mortgage Loan Officer
3401 Raleigh Road Pkwy W
Wilson, NC 27886
(252) 234-0398
ruth.williams@pncmortgage.com
Tony Taylor
Branch Supervisor
1105 Garrett Road
Williamston, NC 27886
(252) 926-7481
ttaylor@agcarolina.com
David Carter
Loan Officer
1105 Garrett Road
Williamston, NC 27886
(252) 926-7481
dcarter@agcarolina.com
Sarah Wilcox
Branch Manager
1067 Brentway Ave #136
Williamston, NC 27886
(910) 795-0958
sarah.wilcox@firstsouthnc.com
Anna Uzzell
Vp/Community Banking Officer
1067 Brentway Ave #136
Williamston, NC 27886
(910) 263-5398
anna.uzzell@firstsouthnc.com
Address
3401 Raleigh Road Pkwy W
Wilson, NC
Contact
(252) 234-0398
Fax (301) 639-0804
ruth.williams@pncmortgage.com
Address
1105 Garrett Road
Williamston, NC
Contact
(252) 926-7481
Fax (301) 639-0804
ttaylor@agcarolina.com
Address
1105 Garrett Road
Williamston, NC
Contact
(252) 926-7481
Fax (301) 639-0804
dcarter@agcarolina.com