Compare Today’s Refinance Rates for Teachey, North Carolina 28464
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Teachey, North Carolina 28464.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,127 over the lifetime of your mortgage, which translates to a monthly savings of $17 in Teachey and other areas of Duplin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Teachey, North Carolina 28464
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Interactive Refinance Rate Projections for Teachey, North Carolina 28464
Pureloan has developed an interactive chart to monitor the five largest local lenders in Teachey, NC 28464, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Teachey, North Carolina 28464 from 2024 - 2016
The following historical data provides insights into refinancing trends in Teachey, North Carolina and the surrounding Duplin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 85.94% | 59.56% | 63.17% | 63.07% | 67.19% | 65.88% | 58.33% | 64.23% | 59.77% |
avg refi rate | 6.39% | 3.53% | 2.99% | 3.26% | 4.12% | 4.52% | 4.09% | 3.87% | 4.05% |
% 15 year fixed refinance | 9.38% | 25.62% | 23.40% | 24.48% | 23.66% | 24.71% | 33.17% | 25.09% | 30.60% |
avg refi rate | 5.58% | 2.81% | 2.46% | 2.79% | 3.59% | 3.82% | 3.30% | 3.15% | 3.29% |
Avg credit score | 762.66 | 774.29 | 762.90 | 768.71 | 761.12 | 757.68 | 756.89 | 762.61 | 765.54 |
Avg LTV (loan to value) | 56.08% | 57.49% | 62.47% | 67.55% | 67.96% | 67.14% | 68.08% | 70.88% | 70.09% |
Avg DTI (debt to income) | 37.14 | 33.26 | 32.50 | 31.73 | 33.36 | 34.59 | 34.24 | 32.67 | 32.34 |
Avg refinance insurance % | 1.05% | 0.85% | 1.82% | 3.55% | 4.16% | 3.23% | 3.49% | 4.52% | 4.27% |
Best Refinance Brokers around Teachey, North Carolina 28464
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Teachey, North Carolina 28464, we have compiled a list of top refinance brokers to assist you in the process.
Dianne Mcrainey
Mortgage Loan Originators
120 Causeway Dr.
Ocean Isle, NC 28464
910
dmcrainey@localfirstbank.com
Lisa Smith
Personal Banker
117 E Southerland St
Wallace, NC 28464
(910) 498-0350
lisa.smith@firstsouthnc.com
Joyce Thigpen
Vp/Branch Manager
117 E Southerland St
Wallace, NC 28464
(910) 498-0350
joyce.thigpen@firstsouthnc.com
Candace Roney
Mortgage Broker
411 Front St
Beaufort, NC 28464
(252) 728-4947
candace.roney@firstcitizens.com
Miriam Willis
Mortgage Loan Officer
202 Craven Street Post Office Box 12429
New Bern, NC 28464
(252) 637-7069
miriam.willis@firstsouthnc.com
Address
120 Causeway Dr.
Ocean Isle, NC
Contact
910
Fax (301) 639-0804
dmcrainey@localfirstbank.com
Address
117 E Southerland St
Wallace, NC
Contact
(910) 498-0350
Fax (301) 639-0804
lisa.smith@firstsouthnc.com
Address
117 E Southerland St
Wallace, NC
Contact
(910) 498-0350
Fax (301) 639-0804
joyce.thigpen@firstsouthnc.com