Compare Today’s Refinance Rates for Terrell, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Terrell, North Carolina 28682. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Terrell and surrounding areas of Catawba county, your expected lifetime cash savings are $10,242 or $28 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Terrell, North Carolina 28682.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Terrell, North Carolina 28682

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Terrell, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Terrell, NC 28682, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Terrell, NC

Refinance Rates for Terrell, North Carolina 28682 from 2013 - 2020

Below are historical data on refinancing in Terrell, North Carolina and around Catawba county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Terrell, North Carolina 28682

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Terrell, North Carolina 28682, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

G Hugunine

Loan Officer

340 Nc Highway 16 S

Taylorsville, NC 28682

(828) 632-0650

ghugunine@flahertyfunding.com

Rita Pennell

Loan Officer

562 Nc Highway 16 S

Taylorsville, NC 28682

(828) 632-8282

ritapennell@bellsouth.net

Alicia Hearne

Mortgage Broker

2106 Hendersonville Rd

Arden, NC 28682

(828) 257-5760

alicia.hearne@firstcitizens.com

Bennett Lin

Loan Officer

PO Box 2026

Enka, NC 28682

(828) 670-5381

linbennett@hotmail.com

Geri Ray

Loan Officer

PO Box 2236

Weaverville, NC 28682

(828) 274-4946

geri@solution1mtg.com

Address

340 Nc Highway 16 S

Taylorsville, NC

Contact

(828) 632-0650

Fax (301) 639-0804

ghugunine@flahertyfunding.com

Address

562 Nc Highway 16 S

Taylorsville, NC

Contact

(828) 632-8282

Fax (301) 639-0804

ritapennell@bellsouth.net

Address

2106 Hendersonville Rd

Arden, NC

Contact

(828) 257-5760

Fax (301) 639-0804

alicia.hearne@firstcitizens.com

Refinancing News for Terrell, North Carolina 28682