Compare Today’s Refinance Rates for Toast, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Toast, North Carolina 27049. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,105 or $11 / month in Toast and other areas of Surry county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Toast, North Carolina 27049.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Toast, North Carolina 27049

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Toast, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Toast, NC 27049, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Toast, NC

Refinance Rates for Toast, North Carolina 27049 from 2013 - 2020

Below are historical data on refinancing in Toast, North Carolina and around Surry county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Toast, North Carolina 27049

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Toast, North Carolina 27049, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Vernal Rhue

Loan Officer

104 Progress Ln

Yadkinville, NC 27049

(336) 258-6106

vernal.rhue@yadkinmortgage.com

Marcia Perrell

Branch Manager, Vice President

135 Boxwood Village Dr

Mocksville, NC 27049

(336) 751-5755

marcia.perrell@bankofthecarolinas.com

Karen Spong

Mortgage Loan Officer

2629 Lewisville Clemmons Rd

Clemmons, NC 27049

(410) 626-2324

KSpong@bbandt.com

Lori Willis

Mortgage Loan Officer

541 N Main St

Mount Airy, NC 27049

(336) 719-2853

lwillis@bbandt.com

Address

104 Progress Ln

Yadkinville, NC

Contact

(336) 258-6106

Fax (301) 639-0804

vernal.rhue@yadkinmortgage.com

Address

135 Boxwood Village Dr

Mocksville, NC

Contact

(336) 751-5755

Fax (301) 639-0804

marcia.perrell@bankofthecarolinas.com

Address

2629 Lewisville Clemmons Rd

Clemmons, NC

Contact

(410) 626-2324

Fax (301) 639-0804

KSpong@bbandt.com

Refinancing News for Toast, North Carolina 27049