Compare Today’s Refinance Rates for Tryon, North Carolina 28782
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tryon, North Carolina 28782.
With a 30-year amortization refinance in Tryon and surrounding areas of Polk county, our calculations show that you can expect to save up to $15,198 over the lifetime of your mortgage, or a monthly savings of $42. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Tryon, North Carolina 28782.
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Summary of Average Refinances in Tryon, North Carolina 28782
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Tryon, North Carolina 28782
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tryon, NC 28782, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tryon, North Carolina 28782 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tryon, North Carolina and the surrounding Polk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.24% | 56.22% | 65.08% | 64.76% | 71.01% | 64.02% | 56.78% | 63.35% | 61.34% |
| avg refi rate | 6.65% | 3.50% | 2.95% | 3.26% | 4.13% | 4.53% | 4.04% | 3.89% | 4.05% |
| % 15 year fixed refinance | 28.55% | 21.93% | 22.05% | 19.16% | 23.11% | 30.69% | 25.05% | 27.92% | |
| avg refi rate | 2.72% | 2.45% | 2.81% | 3.58% | 3.77% | 3.31% | 3.13% | 3.33% | |
| Avg credit score | 728.52 | 752.47 | 765.90 | 765.70 | 759.17 | 746.04 | 750.93 | 757.25 | 763.68 |
| Avg LTV (loan to value) | 57.00% | 53.72% | 61.62% | 65.20% | 66.15% | 62.75% | 65.80% | 67.19% | 67.64% |
| Avg DTI (debt to income) | 36.14 | 32.98 | 31.90 | 32.01 | 32.63 | 33.02 | 32.98 | 32.83 | 31.58 |
| Avg refinance insurance % | 1.43% | 0.51% | 1.46% | 2.44% | 2.95% | 1.33% | 2.26% | 2.72% | 3.05% |
Best Refinance Brokers around Tryon, North Carolina 28782
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tryon, North Carolina 28782, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Geri Ray
Loan Officer
PO Box 2236
Weaverville, NC 28782
(828) 274-4946
geri@solution1mtg.com
Julie Chitea
Loan Officer
165 N Main St
Waynesville, NC 28782
(828) 452-0307
julie_chitea@ucbi.com
Alice Mosteller
Loan Officer
74 N Main St
Waynesville, NC 28782
(828) 452-5809
alice_mosteller@beverly-hanks.com
Ellen Sither
Loan Officer
74 N Main St
Waynesville, NC 28782
(828) 452-5809
esither@beverly-hanks.com
Irene Glenn
Loan Officer
74 N Main St
Waynesville, NC 28782
(828) 452-5809
iglenn@beverly-hanks.com
Address
PO Box 2236
Weaverville, NC
Contact
(828) 274-4946
Fax (301) 639-0804
geri@solution1mtg.com
Address
165 N Main St
Waynesville, NC
Contact
(828) 452-0307
Fax (301) 639-0804
julie_chitea@ucbi.com
Address
74 N Main St
Waynesville, NC
Contact
(828) 452-5809
Fax (301) 639-0804
alice_mosteller@beverly-hanks.com