Compare Today’s Refinance Rates for Union Mills, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Union Mills, North Carolina 28167. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Union Mills and surrounding areas of Rutherford county, your expected lifetime cash savings are $4,563 or $13 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Union Mills, North Carolina 28167.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Union Mills, North Carolina 28167

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Union Mills, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Union Mills, NC 28167, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Union Mills, NC

Refinance Rates for Union Mills, North Carolina 28167 from 2013 - 2020

Below are historical data on refinancing in Union Mills, North Carolina and around Rutherford county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Union Mills, North Carolina 28167

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Union Mills, North Carolina 28167, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

GUY LIZOTTE

Home Mortgage Consultant

401 S Tryon St Three Wells Fargo 2nd Floor

Charlotte, NC 28167

(704) 383-0253

GUY.LIZOTTE@wellsfargo.com

CHERYL SMITH

Home Mortgage Consultant

401 S Tryon St Three Wells Fargo 2nd Floor

Charlotte, NC 28167

(704) 383-0253

CHERYL.SMITH@wellsfargo.com

ORION STALLARD

Home Mortgage Consultant

401 S Tryon St Three Wells Fargo 2nd Floor

Charlotte, NC 28167

(704) 383-0253

ORION.STALLARD@wellsfargo.com

ROBERT GOODLING

Home Mortgage Consultant

401 S Tryon St Three Wells Fargo 2nd Floor

Charlotte, NC 28167

(704) 383-0253

ROBERT.GOODLING@wellsfargo.com

Angus McDonald

Vice President

1001 Morehead Square Dr

Charlotte, NC 28167

(919) 459-2500

amcdonald@medalistcapital.com

Address

401 S Tryon St Three Wells Fargo 2nd Floor

Charlotte, NC

Contact

(704) 383-0253

Fax (301) 639-0804

GUY.LIZOTTE@wellsfargo.com

Address

401 S Tryon St Three Wells Fargo 2nd Floor

Charlotte, NC

Contact

(704) 383-0253

Fax (301) 639-0804

CHERYL.SMITH@wellsfargo.com

Address

401 S Tryon St Three Wells Fargo 2nd Floor

Charlotte, NC

Contact

(704) 383-0253

Fax (301) 639-0804

ORION.STALLARD@wellsfargo.com

Refinancing News for Union Mills, North Carolina 28167