Compare Today’s Refinance Rates for Vanceboro, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Vanceboro, North Carolina 28586. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Vanceboro and surrounding areas of Craven county, your expected lifetime cash savings are $3,420 or $10 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Vanceboro, North Carolina 28586.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Vanceboro, North Carolina 28586

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Vanceboro, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Vanceboro, NC 28586, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Vanceboro, NC

Refinance Rates for Vanceboro, North Carolina 28586 from 2013 - 2020

Below are historical data on refinancing in Vanceboro, North Carolina and around Craven county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Vanceboro, North Carolina 28586

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Vanceboro, North Carolina 28586, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

G Hugunine

Loan Officer

340 Nc Highway 16 S

Taylorsville, NC 28586

(828) 632-0650

ghugunine@flahertyfunding.com

Rita Pennell

Loan Officer

562 Nc Highway 16 S

Taylorsville, NC 28586

(828) 632-8282

ritapennell@bellsouth.net

Teresa Spencer

Loan Officer

709 E Main St

Jefferson, NC 28586

(336) 246-6405

teresa.spencer@yadkinmortgage.com

Ellen Hughes

Loan Officer

200 Linville St

Newland, NC 28586

(828) 733-9281

Ellen_Hughes@ucbi.com

KAREN BALL

Home Mortgage Consultant

202 Magnolia Dr

Morganton, NC 28586

(828) 433-1188

Karen.J.Ball@wellsfargo.com

Address

340 Nc Highway 16 S

Taylorsville, NC

Contact

(828) 632-0650

Fax (301) 639-0804

ghugunine@flahertyfunding.com

Address

562 Nc Highway 16 S

Taylorsville, NC

Contact

(828) 632-8282

Fax (301) 639-0804

ritapennell@bellsouth.net

Address

709 E Main St

Jefferson, NC

Contact

(336) 246-6405

Fax (301) 639-0804

teresa.spencer@yadkinmortgage.com

Refinancing News for Vanceboro, North Carolina 28586