Compare Today’s Refinance Rates for Wadesboro, North Carolina 28170
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wadesboro, North Carolina 28170.
With a 30-year amortization refinance in Wadesboro and surrounding areas of Anson county, our calculations show that you can expect to save up to $3,602 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wadesboro, North Carolina 28170.
Summary of Average Refinances in Wadesboro, North Carolina 28170
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Interactive Refinance Rate Projections for Wadesboro, North Carolina 28170
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wadesboro, NC 28170, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wadesboro, North Carolina 28170 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wadesboro, North Carolina and the surrounding Anson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 93.94% | 55.38% | 61.13% | 61.14% | 61.51% | 60.50% | 49.67% | 54.33% | 55.89% |
| avg refi rate | 6.27% | 3.51% | 2.95% | 3.24% | 4.08% | 4.50% | 4.09% | 3.86% | 4.08% |
| % 15 year fixed refinance | 3.03% | 26.42% | 24.18% | 23.58% | 25.08% | 25.08% | 36.80% | 33.48% | 29.75% |
| avg refi rate | 6.36% | 2.62% | 2.42% | 2.78% | 3.53% | 3.80% | 3.21% | 3.06% | 3.30% |
| Avg credit score | 746.06 | 740.78 | 752.89 | 761.17 | 754.43 | 747.45 | 747.06 | 757.12 | 756.82 |
| Avg LTV (loan to value) | 60.09% | 56.09% | 64.67% | 68.88% | 69.89% | 68.33% | 69.36% | 70.87% | 71.81% |
| Avg DTI (debt to income) | 35.06 | 32.45 | 30.78 | 30.11 | 31.38 | 32.99 | 31.95 | 30.82 | 31.41 |
| Avg refinance insurance % | 1.09% | 0.55% | 2.13% | 3.63% | 5.08% | 2.44% | 3.53% | 3.63% | 4.08% |
Best Refinance Brokers around Wadesboro, North Carolina 28170
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wadesboro, North Carolina 28170, we have compiled a list of top refinance brokers to assist you in the process.
GUY LIZOTTE
Home Mortgage Consultant
401 S Tryon St Three Wells Fargo 2nd Floor
Charlotte, NC 28170
(704) 383-0253
GUY.LIZOTTE@wellsfargo.com
CHERYL SMITH
Home Mortgage Consultant
401 S Tryon St Three Wells Fargo 2nd Floor
Charlotte, NC 28170
(704) 383-0253
CHERYL.SMITH@wellsfargo.com
ORION STALLARD
Home Mortgage Consultant
401 S Tryon St Three Wells Fargo 2nd Floor
Charlotte, NC 28170
(704) 383-0253
ORION.STALLARD@wellsfargo.com
ROBERT GOODLING
Home Mortgage Consultant
401 S Tryon St Three Wells Fargo 2nd Floor
Charlotte, NC 28170
(704) 383-0253
ROBERT.GOODLING@wellsfargo.com
Angus McDonald
Vice President
1001 Morehead Square Dr
Charlotte, NC 28170
(919) 459-2500
amcdonald@medalistcapital.com
Address
401 S Tryon St Three Wells Fargo 2nd Floor
Charlotte, NC
Contact
(704) 383-0253
Fax (301) 639-0804
GUY.LIZOTTE@wellsfargo.com
Address
401 S Tryon St Three Wells Fargo 2nd Floor
Charlotte, NC
Contact
(704) 383-0253
Fax (301) 639-0804
CHERYL.SMITH@wellsfargo.com
Address
401 S Tryon St Three Wells Fargo 2nd Floor
Charlotte, NC
Contact
(704) 383-0253
Fax (301) 639-0804
ORION.STALLARD@wellsfargo.com