Compare Today’s Refinance Rates for Washington, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Washington, North Carolina 27889. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,937 or $14 / month in Washington and other areas of Beaufort county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Washington, North Carolina 27889.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Washington, North Carolina 27889

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Washington, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Washington, NC 27889, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Washington, NC

Refinance Rates for Washington, North Carolina 27889 from 2013 - 2020

Below are historical data on refinancing in Washington, North Carolina and around Beaufort county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Washington, North Carolina 27889

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Washington, North Carolina 27889, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lisa Roberts

Mortgage Loan Originators

132 W. Second St.

Washington, NC 27889

252

lbroberts@localfirstbank.com

Larry Lang

Mortgage Loan Originators

132 W. Second St.

Washington, NC 27889

252

llang@localfirstbank.com

Linda Algood

Branch Manager

1311 Carolina Avenue Post Office Box 2047

Washington, NC 27889

(252) 946-4178

Linda.Algood@firstsouthnc.com

Paul Jaber

Vice President Mortgage Lending

1311 Carolina Avenue Post Office Box 2047

Washington, NC 27889

(252) 946-4178

Paul.Jaber@firstsouthnc.com

John Fowle

Mortgage Loan Officer

1311 Carolina Avenue Post Office Box 2047

Washington, NC 27889

(252) 946-4178

john.fowle@firstsouthnc.com

Address

132 W. Second St.

Washington, NC

Contact

252

Fax (301) 639-0804

lbroberts@localfirstbank.com

Address

132 W. Second St.

Washington, NC

Contact

252

Fax (301) 639-0804

llang@localfirstbank.com

Address

1311 Carolina Avenue Post Office Box 2047

Washington, NC

Contact

(252) 946-4178

Fax (301) 639-0804

Linda.Algood@firstsouthnc.com

Refinancing News for Washington, North Carolina 27889