Compare Today’s Refinance Rates for Waynesville, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Waynesville, North Carolina 28786. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,245 or $9 / month in Waynesville and other areas of Haywood county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Waynesville, North Carolina 28786.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Waynesville, North Carolina 28786

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Waynesville, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Waynesville, NC 28786, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Waynesville, NC

Refinance Rates for Waynesville, North Carolina 28786 from 2013 - 2020

Below are historical data on refinancing in Waynesville, North Carolina and around Haywood county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Waynesville, North Carolina 28786

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Waynesville, North Carolina 28786, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Latisha Perkins

Mortgage Banker

33 South Main Street

Waynesville, NC 28786

(336) 344-8476

latishaperkins@atlanticbay.com

Rick Balliot

Mortgage Banker

36 South Main Street

Waynesville, NC 28786

(828) 278-4954

richardballiot@atlanticbay.com

Kristin Rogers

Certified Mortgage Loan Officer

370 N Main St

Waynesville, NC 28786

(828) 225-3423

kmrogers@bbandt.com

Lucy Lucinian

Mortgage Loan Officer

370 N Main St�

Waynesville, NC 28786

(828) 456-2580

llucinian@bbandt.com

Ryan McElroy

Loan Officer

74 N Main St

Waynesville, NC 28786

(828) 452-5809

rmcelroy@beverly-hanks.com

Address

33 South Main Street

Waynesville, NC

Contact

(336) 344-8476

Fax (301) 639-0804

latishaperkins@atlanticbay.com

Address

36 South Main Street

Waynesville, NC

Contact

(828) 278-4954

Fax (301) 639-0804

richardballiot@atlanticbay.com

Address

370 N Main St

Waynesville, NC

Contact

(828) 225-3423

Fax (301) 639-0804

kmrogers@bbandt.com

Refinancing News for Waynesville, North Carolina 28786