Compare Today’s Refinance Rates for Welcome, North Carolina 27374
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Welcome, North Carolina 27374.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,369 over the lifetime of your mortgage, which translates to a monthly savings of $23 in Welcome and other areas of Davidson county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Welcome, North Carolina 27374
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Interactive Refinance Rate Projections for Welcome, North Carolina 27374
Pureloan has developed an interactive chart to monitor the five largest local lenders in Welcome, NC 27374, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Welcome, North Carolina 27374 from 2024 - 2016
The following historical data provides insights into refinancing trends in Welcome, North Carolina and the surrounding Davidson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
% 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Welcome, North Carolina 27374
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Welcome, North Carolina 27374, we have compiled a list of top refinance brokers to assist you in the process.
Bonnie Underwood
Mortgage Loan Officer
101 Lakeway Dr
Seven Lakes, NC 27374
(910) 690-1341
bunderwood@bbandt.com
Jarrod Gouty
Mortgage Loan Officer
101 Lakeway Dr
Seven Lakes, NC 27374
(910) 215-2639
jrgouty@bbandt.com
Erin Krass
Loan Officer
Digital Operations Center, 6th Floor 230 North Elm
Greensboro, NC 27374
(800) 327-3154
krassem@ugcorp.com
Carol Hays
Loan Officer
Digital Operations Center, 6th Floor 230 North Elm
Greensboro, NC 27374
(877) 701-3278
hayscc@ugcorp.com
Karen Kiefer
Loan Officer
Digital Operations Center, 6th Floor 230 North Elm
Greensboro, NC 27374
(800) 601-6314
kkiefer@ugcorp.com
Address
101 Lakeway Dr
Seven Lakes, NC
Contact
(910) 690-1341
Fax (301) 639-0804
bunderwood@bbandt.com
Address
101 Lakeway Dr
Seven Lakes, NC
Contact
(910) 215-2639
Fax (301) 639-0804
jrgouty@bbandt.com
Address
Digital Operations Center, 6th Floor 230 North Elm
Greensboro, NC
Contact
(800) 327-3154
Fax (301) 639-0804
krassem@ugcorp.com