Compare Today’s Refinance Rates for Westfield, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Westfield, North Carolina 27053. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Westfield and surrounding areas of Surry county, your expected lifetime cash savings are $3,763 or $10 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Westfield, North Carolina 27053.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Westfield, North Carolina 27053

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Westfield, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Westfield, NC 27053, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Westfield, NC

Refinance Rates for Westfield, North Carolina 27053 from 2013 - 2020

Below are historical data on refinancing in Westfield, North Carolina and around Surry county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Westfield, North Carolina 27053

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Westfield, North Carolina 27053, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Vernal Rhue

Loan Officer

104 Progress Ln

Yadkinville, NC 27053

(336) 258-6106

vernal.rhue@yadkinmortgage.com

Marti Waller

Mortgage Loan Specialist

1691 Westbrook Plaza Dr

Winston Salem, NC 27053

(800) 782-4670 Ext2751

mwaller@allegacyfcu.org

VICTORIA SPANNAUS

Home Mortgage Consultant

1100 S Stratford Rd Ste 301

Winston Salem, NC 27053

(336) 794-9967

VICTORIA.SPANNAUS@wellsfargo.com

BORIS ELDER

Home Mortgage Consultant

1100 S Stratford Rd Ste 301

Winston Salem, NC 27053

(336) 794-9967

BORIS.ELDER@wellsfargo.com

Carey Benton-Jewett

Mortgage Broker

3001 Trenwest Dr

Winston Salem, NC 27053

(336) 631-2450

carey.benton-jewett@firstcitizens.com

Address

104 Progress Ln

Yadkinville, NC

Contact

(336) 258-6106

Fax (301) 639-0804

vernal.rhue@yadkinmortgage.com

Address

1691 Westbrook Plaza Dr

Winston Salem, NC

Contact

(800) 782-4670 Ext2751

Fax (301) 639-0804

mwaller@allegacyfcu.org

Address

1100 S Stratford Rd Ste 301

Winston Salem, NC

Contact

(336) 794-9967

Fax (301) 639-0804

VICTORIA.SPANNAUS@wellsfargo.com

Refinancing News for Westfield, North Carolina 27053