Compare Today’s Refinance Rates for Whitakers, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Whitakers, North Carolina 27891. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Whitakers and surrounding areas of Nash county, your expected lifetime cash savings are $2,918 or $8 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Whitakers, North Carolina 27891.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Whitakers, North Carolina 27891

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Whitakers, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Whitakers, NC 27891, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Whitakers, NC

Refinance Rates for Whitakers, North Carolina 27891 from 2013 - 2020

Below are historical data on refinancing in Whitakers, North Carolina and around Nash county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Whitakers, North Carolina 27891

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Whitakers, North Carolina 27891, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ruth Williams

Mortgage Loan Officer

3401 Raleigh Road Pkwy W

Wilson, NC 27891

(252) 234-0398

ruth.williams@pncmortgage.com

Tony Taylor

Branch Supervisor

1105 Garrett Road

Williamston, NC 27891

(252) 926-7481

ttaylor@agcarolina.com

David Carter

Loan Officer

1105 Garrett Road

Williamston, NC 27891

(252) 926-7481

dcarter@agcarolina.com

Sarah Wilcox

Branch Manager

1067 Brentway Ave #136

Williamston, NC 27891

(910) 795-0958

sarah.wilcox@firstsouthnc.com

Anna Uzzell

Vp/Community Banking Officer

1067 Brentway Ave #136

Williamston, NC 27891

(910) 263-5398

anna.uzzell@firstsouthnc.com

Address

3401 Raleigh Road Pkwy W

Wilson, NC

Contact

(252) 234-0398

Fax (301) 639-0804

ruth.williams@pncmortgage.com

Address

1105 Garrett Road

Williamston, NC

Contact

(252) 926-7481

Fax (301) 639-0804

ttaylor@agcarolina.com

Address

1105 Garrett Road

Williamston, NC

Contact

(252) 926-7481

Fax (301) 639-0804

dcarter@agcarolina.com

Refinancing News for Whitakers, North Carolina 27891