Compare Today’s Refinance Rates for White Oak, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for White Oak, North Carolina 28399. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in White Oak and surrounding areas of Bladen county, your expected lifetime cash savings are $3,232 or $9 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for White Oak, North Carolina 28399.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in White Oak, North Carolina 28399

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for White Oak, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in White Oak, NC 28399, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for White Oak, NC

Refinance Rates for White Oak, North Carolina 28399 from 2013 - 2020

Below are historical data on refinancing in White Oak, North Carolina and around Bladen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around White Oak, North Carolina 28399

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in White Oak, North Carolina 28399, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Linda Toth

Mortgage Broker

315 Market St

Wilmington, NC 28399

(910) 792-7619

linda.toth@firstcitizens.com

Teresa Arthur

Mortgage Banker

1320 Airlie Rd

Wilmington, NC 28399

(252) 634-3000

teresa.arthur@alphamortgage.com

Jason Dedmond

Mortgage Banker

1320 Airlie Rd

Wilmington, NC 28399

(910) 347-7283

jason.dedmond@alphamortgage.com

Jeff Gilley

Mortgage Banker

1320 Airlie Rd

Wilmington, NC 28399

(910) 256-8999

jeff.gilley@alphamortgage.com

David Ham

Mortgage Banker

1320 Airlie Rd

Wilmington, NC 28399

(910) 256-8999

david.ham@alphamortgage.com

Address

315 Market St

Wilmington, NC

Contact

(910) 792-7619

Fax (301) 639-0804

linda.toth@firstcitizens.com

Address

1320 Airlie Rd

Wilmington, NC

Contact

(252) 634-3000

Fax (301) 639-0804

teresa.arthur@alphamortgage.com

Address

1320 Airlie Rd

Wilmington, NC

Contact

(910) 347-7283

Fax (301) 639-0804

jason.dedmond@alphamortgage.com

Refinancing News for White Oak, North Carolina 28399