Compare Today’s Refinance Rates for White Oak, North Carolina 28399
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in White Oak, North Carolina 28399.
With a 30-year amortization refinance in White Oak and surrounding areas of Bladen county, our calculations show that you can expect to save up to $4,038 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for White Oak, North Carolina 28399.
Summary of Average Refinances in White Oak, North Carolina 28399
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Interactive Refinance Rate Projections for White Oak, North Carolina 28399
Pureloan has developed an interactive chart to monitor the five largest local lenders in White Oak, NC 28399, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in White Oak, North Carolina 28399 from 2024 - 2016
The following historical data provides insights into refinancing trends in White Oak, North Carolina and the surrounding Bladen county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.85% | 57.07% | 50.35% | 51.85% | 58.46% | 64.62% | 47.66% | 52.53% | 52.69% |
avg refi rate | 6.64% | 3.80% | 3.04% | 3.38% | 4.44% | 4.63% | 4.19% | 4.02% | 4.15% |
% 15 year fixed refinance | 6.06% | 27.02% | 34.08% | 34.07% | 30.77% | 28.21% | 36.33% | 35.13% | 31.90% |
avg refi rate | 4.81% | 2.84% | 2.53% | 2.88% | 3.83% | 3.84% | 3.43% | 3.27% | 3.39% |
Avg credit score | 731.24 | 740.15 | 748.08 | 771.61 | 743.91 | 740.84 | 746.77 | 748.10 | 749.15 |
Avg LTV (loan to value) | 68.55% | 63.76% | 67.80% | 71.95% | 74.00% | 70.76% | 71.20% | 73.36% | 72.58% |
Avg DTI (debt to income) | 38.58 | 33.74 | 32.78 | 32.06 | 34.72 | 34.49 | 33.09 | 33.57 | 31.87 |
Avg refinance insurance % | 5.15% | 2.19% | 3.33% | 5.65% | 6.67% | 4.71% | 4.03% | 5.88% | 5.41% |
Best Refinance Brokers around White Oak, North Carolina 28399
If you are considering refinancing your mortgage or obtaining a cash-out refinance in White Oak, North Carolina 28399, we have compiled a list of top refinance brokers to assist you in the process.
Linda Toth
Mortgage Broker
315 Market St
Wilmington, NC 28399
(910) 792-7619
linda.toth@firstcitizens.com
Teresa Arthur
Mortgage Banker
1320 Airlie Rd
Wilmington, NC 28399
(252) 634-3000
teresa.arthur@alphamortgage.com
Jason Dedmond
Mortgage Banker
1320 Airlie Rd
Wilmington, NC 28399
(910) 347-7283
jason.dedmond@alphamortgage.com
Jeff Gilley
Mortgage Banker
1320 Airlie Rd
Wilmington, NC 28399
(910) 256-8999
jeff.gilley@alphamortgage.com
David Ham
Mortgage Banker
1320 Airlie Rd
Wilmington, NC 28399
(910) 256-8999
david.ham@alphamortgage.com
Address
315 Market St
Wilmington, NC
Contact
(910) 792-7619
Fax (301) 639-0804
linda.toth@firstcitizens.com
Address
1320 Airlie Rd
Wilmington, NC
Contact
(252) 634-3000
Fax (301) 639-0804
teresa.arthur@alphamortgage.com
Address
1320 Airlie Rd
Wilmington, NC
Contact
(910) 347-7283
Fax (301) 639-0804
jason.dedmond@alphamortgage.com