Compare Today’s Refinance Rates for Whitsett, North Carolina 27377
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Whitsett, North Carolina 27377.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,155 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Whitsett and other areas of Guilford county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Whitsett, North Carolina 27377
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Interactive Refinance Rate Projections for Whitsett, North Carolina 27377
Pureloan has developed an interactive chart to monitor the five largest local lenders in Whitsett, NC 27377, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Whitsett, North Carolina 27377 from 2024 - 2016
The following historical data provides insights into refinancing trends in Whitsett, North Carolina and the surrounding Guilford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
% 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Whitsett, North Carolina 27377
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Whitsett, North Carolina 27377, we have compiled a list of top refinance brokers to assist you in the process.
Erin Krass
Loan Officer
Digital Operations Center, 6th Floor 230 North Elm
Greensboro, NC 27377
(800) 327-3154
krassem@ugcorp.com
Carol Hays
Loan Officer
Digital Operations Center, 6th Floor 230 North Elm
Greensboro, NC 27377
(877) 701-3278
hayscc@ugcorp.com
Karen Kiefer
Loan Officer
Digital Operations Center, 6th Floor 230 North Elm
Greensboro, NC 27377
(800) 601-6314
kkiefer@ugcorp.com
Rebecca Popoli
Loan Officer
Digital Operations Center, 6th Floor 230 North Elm
Greensboro, NC 27377
(800) 216-9829
popolirh@ugcorp.com
Brittany Orrell
Loan Officer
Digital Operations Center, 6th Floor 230 North Elm
Greensboro, NC 27377
(877) 701-3278
orellbl@ugcorp.com
Address
Digital Operations Center, 6th Floor 230 North Elm
Greensboro, NC
Contact
(800) 327-3154
Fax (301) 639-0804
krassem@ugcorp.com
Address
Digital Operations Center, 6th Floor 230 North Elm
Greensboro, NC
Contact
(877) 701-3278
Fax (301) 639-0804
hayscc@ugcorp.com
Address
Digital Operations Center, 6th Floor 230 North Elm
Greensboro, NC
Contact
(800) 601-6314
Fax (301) 639-0804
kkiefer@ugcorp.com