Compare Today’s Refinance Rates for Whittier, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Whittier, North Carolina 28789. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,689 or $13 / month in Whittier and other areas of Jackson county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Whittier, North Carolina 28789.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Whittier, North Carolina 28789

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Whittier, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Whittier, NC 28789, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Whittier, NC

Refinance Rates for Whittier, North Carolina 28789 from 2013 - 2020

Below are historical data on refinancing in Whittier, North Carolina and around Jackson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Whittier, North Carolina 28789

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Whittier, North Carolina 28789, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Patricia Smith

Mortgage Banker

101 Jack St

Hendersonville, NC 28789

(828) 350-8022 Ext2612

psmith@mountain1st.com

Robert Kennedy,

Sr. Mortgage Banker

101 Jack St

Hendersonville, NC 28789

(704) 543-1989

bkennedy@mountain1st.com

Connie Corn

Sr. Vice President Mortgage Loans

101 Jack St

Hendersonville, NC 28789

(828) 697-3501

ccorn@mountain1st.com

Mike Fischer

Senior Mortgage Banke

101 Jack St

Hendersonville, NC 28789

(828) 894-2556 Ext2301

mfischer@mountain1st.com

Gwenn Lanning

Mortgage Banker

101 Jack St

Hendersonville, NC 28789

(828) 697-3127

glanning@mountain1st.com

Address

101 Jack St

Hendersonville, NC

Contact

(828) 350-8022 Ext2612

Fax (301) 639-0804

psmith@mountain1st.com

Address

101 Jack St

Hendersonville, NC

Contact

(704) 543-1989

Fax (301) 639-0804

bkennedy@mountain1st.com

Address

101 Jack St

Hendersonville, NC

Contact

(828) 697-3501

Fax (301) 639-0804

ccorn@mountain1st.com

Refinancing News for Whittier, North Carolina 28789