Compare Today’s Refinance Rates for Wilkesboro, North Carolina 28697
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wilkesboro, North Carolina 28697.
With a 30-year amortization refinance in Wilkesboro and surrounding areas of Wilkes county, our calculations show that you can expect to save up to $11,362 over the lifetime of your mortgage, or a monthly savings of $32. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wilkesboro, North Carolina 28697.
Summary of Average Refinances in Wilkesboro, North Carolina 28697
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Interactive Refinance Rate Projections for Wilkesboro, North Carolina 28697
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wilkesboro, NC 28697, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wilkesboro, North Carolina 28697 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wilkesboro, North Carolina and the surrounding Wilkes county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 57.87% | 56.17% | 53.79% | 58.15% | 55.08% | 52.41% | 54.22% | 53.45% |
avg refi rate | 6.40% | 3.67% | 2.99% | 3.29% | 4.25% | 4.50% | 4.09% | 3.92% | 4.08% |
% 15 year fixed refinance | 7.69% | 25.72% | 28.72% | 30.29% | 28.93% | 30.51% | 34.22% | 31.56% | 32.29% |
avg refi rate | 6.37% | 2.75% | 2.49% | 2.84% | 3.71% | 3.92% | 3.23% | 3.19% | 3.30% |
Avg credit score | 742.31 | 764.36 | 751.68 | 760.74 | 747.14 | 743.83 | 752.84 | 756.82 | 757.08 |
Avg LTV (loan to value) | 69.50% | 59.60% | 64.65% | 67.70% | 67.60% | 67.35% | 69.36% | 70.33% | 70.48% |
Avg DTI (debt to income) | 35.46 | 32.91 | 31.26 | 30.94 | 32.22 | 32.89 | 32.49 | 30.97 | 31.94 |
Avg refinance insurance % | 7.46% | 1.72% | 2.27% | 3.06% | 3.14% | 3.47% | 3.84% | 4.26% | 4.89% |
Best Refinance Brokers around Wilkesboro, North Carolina 28697
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wilkesboro, North Carolina 28697, we have compiled a list of top refinance brokers to assist you in the process.
Alicia Hearne
Mortgage Broker
2106 Hendersonville Rd
Arden, NC 28697
(828) 257-5760
alicia.hearne@firstcitizens.com
Lisa Pittman
Mortgage Originator
54 N Mitchell Ave
Bakersville, NC 28697
(828) 733-9281
lisa.pittman@southstatebank.com
Randy Buchanan
Mortgage Originator
54 N Mitchell Ave
Bakersville, NC 28697
(828) 682-9995
randy.buchanan@southstatebank.com
Bennett Lin
Loan Officer
PO Box 2026
Enka, NC 28697
(828) 670-5381
linbennett@hotmail.com
Geri Ray
Loan Officer
PO Box 2236
Weaverville, NC 28697
(828) 274-4946
geri@solution1mtg.com
Address
2106 Hendersonville Rd
Arden, NC
Contact
(828) 257-5760
Fax (301) 639-0804
alicia.hearne@firstcitizens.com
Address
54 N Mitchell Ave
Bakersville, NC
Contact
(828) 733-9281
Fax (301) 639-0804
lisa.pittman@southstatebank.com
Address
54 N Mitchell Ave
Bakersville, NC
Contact
(828) 682-9995
Fax (301) 639-0804
randy.buchanan@southstatebank.com