Compare Today’s Refinance Rates for Willard, North Carolina 28478
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Willard, North Carolina 28478.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,127 over the lifetime of your mortgage, which translates to a monthly savings of $17 in Willard and other areas of Duplin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Willard, North Carolina 28478
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Interactive Refinance Rate Projections for Willard, North Carolina 28478
Pureloan has developed an interactive chart to monitor the five largest local lenders in Willard, NC 28478, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Willard, North Carolina 28478 from 2024 - 2016
The following historical data provides insights into refinancing trends in Willard, North Carolina and the surrounding Duplin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 85.94% | 59.56% | 63.17% | 63.07% | 67.19% | 65.88% | 58.33% | 64.23% | 59.77% |
avg refi rate | 6.39% | 3.53% | 2.99% | 3.26% | 4.12% | 4.52% | 4.09% | 3.87% | 4.05% |
% 15 year fixed refinance | 9.38% | 25.62% | 23.40% | 24.48% | 23.66% | 24.71% | 33.17% | 25.09% | 30.60% |
avg refi rate | 5.58% | 2.81% | 2.46% | 2.79% | 3.59% | 3.82% | 3.30% | 3.15% | 3.29% |
Avg credit score | 762.66 | 774.29 | 762.90 | 768.71 | 761.12 | 757.68 | 756.89 | 762.61 | 765.54 |
Avg LTV (loan to value) | 56.08% | 57.49% | 62.47% | 67.55% | 67.96% | 67.14% | 68.08% | 70.88% | 70.09% |
Avg DTI (debt to income) | 37.14 | 33.26 | 32.50 | 31.73 | 33.36 | 34.59 | 34.24 | 32.67 | 32.34 |
Avg refinance insurance % | 1.05% | 0.85% | 1.82% | 3.55% | 4.16% | 3.23% | 3.49% | 4.52% | 4.27% |
Best Refinance Brokers around Willard, North Carolina 28478
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Willard, North Carolina 28478, we have compiled a list of top refinance brokers to assist you in the process.
Matt Barbour
Sr. Mortgage Planner
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC 28478
(910) 679-6840
mbarbour@fairwaync.com
Charity Boswell
Sr. Mortgage Planner
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC 28478
(910) 679-6840
cboswell@fairwaync.com
Justin Gaines
Sr. Mortgage Planner
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC 28478
(910) 679-6840
jgaines@fairwaync.com
Tori Jennings
Sr. Mortgage Planner
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC 28478
(910) 679-6840
tjennings@fairwaync.com
Kevin Miller
Sr. Mortgage Planner
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC 28478
(910) 679-6840
kmiller@fairwaync.com
Address
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC
Contact
(910) 679-6840
Fax (301) 639-0804
mbarbour@fairwaync.com
Address
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC
Contact
(910) 679-6840
Fax (301) 639-0804
cboswell@fairwaync.com
Address
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC
Contact
(910) 679-6840
Fax (301) 639-0804
jgaines@fairwaync.com