Compare Today’s Refinance Rates for Wilmington, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Wilmington, North Carolina 28412. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Wilmington and surrounding areas of New Hanover county, your expected lifetime cash savings are $4,617 or $13 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Wilmington, North Carolina 28412.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Wilmington, North Carolina 28412

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Wilmington, NC 28412, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Wilmington, North Carolina 28412 from 2012 - 2019

Below are historical data on refinancing in Wilmington, North Carolina and around New Hanover county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Wilmington, North Carolina 28412

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Wilmington, North Carolina 28412, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Pam Munson

Vp/Mortgage Loan Officer

1612 Military Cutoff Rd

Wilmington, NC 28412

(910) 795-0956

pam.munson@firstsouthnc.com

Blair Young

Mortgage Loan Officer

6700 Parker Farm Drive, Suite 101

Wilmington, NC 28412

(910) 540-3299

blair.young@townebankmortgage.com

Libby Tamson

Mortgage Loan Officer

6700 Parker Farm Drive, Suite 101

Wilmington, NC 28412

(910) 540-7597

libby.tamson@townebankmortgage.com

Kelly Stevens

Mortgage Loan Officer

6700 Parker Farm Drive, Suite 101

Wilmington, NC 28412

(910) 232-1723

kelly.stevens@townebankmortgage.com

Courtland Parnell

Mortgage Loan Officer

6700 Parker Farm Drive, Suite 101

Wilmington, NC 28412

(910) 685-3390

courtland.parnell@townebankmortgage.com

Address

1612 Military Cutoff Rd

Wilmington, NC

Contact

(910) 795-0956

Fax (301) 639-0804

pam.munson@firstsouthnc.com

Address

6700 Parker Farm Drive, Suite 101

Wilmington, NC

Contact

(910) 540-3299

Fax (301) 639-0804

blair.young@townebankmortgage.com

Address

6700 Parker Farm Drive, Suite 101

Wilmington, NC

Contact

(910) 540-7597

Fax (301) 639-0804

libby.tamson@townebankmortgage.com

Refinancing News for Wilmington, North Carolina 28412