Compare Today’s Refinance Rates for Wilmington, North Carolina
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Wilmington, North Carolina 28408. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Wilmington and other areas of New Hanover county, expected lifetime cash savings are $13,004 or $36 / month.
For Wilmington, North Carolina 28408, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Wilmington, North Carolina 28408


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Customized Refinance Rate Projections for Wilmington, NC
For refinance rate forecasts and predictions in Wilmington, NC 28408, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Wilmington, North Carolina 28408 from 2014 - 2021
Below are historical data on refinancing in Wilmington, North Carolina and around New Hanover county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 58.94% | 48.28% | 48.05% | 55.50% | 56.80% | 57.36% | 55.40% | 48.46% |
avg refi rate | 4.81% | 4.51% | 3.91% | 3.70% | 4.50% | 4.06% | 3.89% | 3.95% |
% 15 year fixed refinance | 27.51% | 32.11% | 33.71% | 31.93% | 31.44% | 26.89% | 29.02% | 34.96% |
avg refi rate | 4.22% | 3.74% | 3.22% | 2.98% | 3.53% | 3.26% | 3.07% | 3.08% |
Avg credit score | 768.10 | 769.35 | 771.07 | 765.85 | 751.88 | 758.14 | 755.64 | 752.79 |
Avg LTV (loan to value) | 63.08% | 64.03% | 65.38% | 68.14% | 72.18% | 73.31% | 72.45% | 70.15% |
Avg DTI (debt to income) | 30.62 | 30.31 | 30.02 | 29.84 | 32.72 | 31.65 | 31.87 | 32.22 |
Avg refinance insurance % | 1.38% | 2.00% | 1.79% | 3.36% | 5.37% | 5.83% | 5.06% | 3.64% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Wilmington, North Carolina 28408
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Wilmington, North Carolina 28408, we have compiled a list of the leading refinance brokers to guide you.
Pam Munson
Vp/Mortgage Loan Officer
1612 Military Cutoff Rd
Wilmington, NC 28408
(910) 795-0956
pam.munson@firstsouthnc.com
Blair Young
Mortgage Loan Officer
6700 Parker Farm Drive, Suite 101
Wilmington, NC 28408
(910) 540-3299
blair.young@townebankmortgage.com
Libby Tamson
Mortgage Loan Officer
6700 Parker Farm Drive, Suite 101
Wilmington, NC 28408
(910) 540-7597
libby.tamson@townebankmortgage.com
Kelly Stevens
Mortgage Loan Officer
6700 Parker Farm Drive, Suite 101
Wilmington, NC 28408
(910) 232-1723
kelly.stevens@townebankmortgage.com
Courtland Parnell
Mortgage Loan Officer
6700 Parker Farm Drive, Suite 101
Wilmington, NC 28408
(910) 685-3390
courtland.parnell@townebankmortgage.com
Address
1612 Military Cutoff Rd
Wilmington, NC
Contact
(910) 795-0956
Fax (301) 639-0804
pam.munson@firstsouthnc.com
Address
6700 Parker Farm Drive, Suite 101
Wilmington, NC
Contact
(910) 540-3299
Fax (301) 639-0804
blair.young@townebankmortgage.com
Address
6700 Parker Farm Drive, Suite 101
Wilmington, NC
Contact
(910) 540-7597
Fax (301) 639-0804
libby.tamson@townebankmortgage.com