Compare Today’s Refinance Rates for Wilson, North Carolina
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Wilson, North Carolina 27895. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Wilson and surrounding areas of Wilson county, your expected lifetime cash savings are $4,105 or $11 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Wilson, North Carolina 27895.
Summary of Average Refinance Terms in Wilson, North Carolina 27895
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Customized Refinance Rate Projections for Wilson, NC
For refinance rate forecasts and predictions in Wilson, NC 27895, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Wilson, North Carolina 27895 from 2013 - 2020
Below are historical data on refinancing in Wilson, North Carolina and around Wilson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 54.40% | 48.32% | 46.47% | 51.58% | 59.80% | 59.31% | 58.12% | 51.30% |
| avg refi rate | 4.76% | 4.48% | 3.89% | 3.73% | 4.50% | 4.09% | 3.89% | 3.94% |
| % 15 year fixed refinance | 28.23% | 29.68% | 32.74% | 31.15% | 27.45% | 21.86% | 22.82% | 33.07% |
| avg refi rate | 4.19% | 3.76% | 3.19% | 2.94% | 3.55% | 3.23% | 3.10% | 3.14% |
| Avg credit score | 765.73 | 764.15 | 768.23 | 763.04 | 748.51 | 754.02 | 751.65 | 748.17 |
| Avg LTV (loan to value) | 65.04% | 65.14% | 66.97% | 68.22% | 74.08% | 73.46% | 73.47% | 71.50% |
| Avg DTI (debt to income) | 30.62 | 30.89 | 30.56 | 30.42 | 32.41 | 32.55 | 32.15 | 33.21 |
| Avg refinance insurance % | 1.38% | 1.52% | 2.25% | 3.39% | 6.38% | 6.58% | 5.30% | 4.52% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Wilson, North Carolina 27895
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Wilson, North Carolina 27895, we have compiled a list of the leading refinance brokers to guide you.
Sandra Owens
Mortgage Loan Officer
223 Nash St W Fl 1�
Wilson, NC 27895
(252) 246-4805
sowens@bbandt.com
Megan Harrell
Mortgage Loan Officer
3400 Raleigh Rd Pkwy W�
Wilson, NC 27895
(252) 237-3945
mharrell@bbandt.com
Ruth Williams
Mortgage Loan Officer
3401 Raleigh Road Pkwy W
Wilson, NC 27895
(252) 234-0398
ruth.williams@pncmortgage.com
Edward Farrow
Branch Supervisor
426 McArthur Street
Elizabeth City, NC 27895
(252) 335-0582
efarrow@agcarolina.com
Eddie Jennings
Agribusiness Loan Officer
426 McArthur Street
Elizabeth City, NC 27895
(252) 335-0582
ejennings@agcarolina.com
Address
223 Nash St W Fl 1�
Wilson, NC
Contact
(252) 246-4805
Fax (301) 639-0804
sowens@bbandt.com
Address
3400 Raleigh Rd Pkwy W�
Wilson, NC
Contact
(252) 237-3945
Fax (301) 639-0804
mharrell@bbandt.com
Address
3401 Raleigh Road Pkwy W
Wilson, NC
Contact
(252) 234-0398
Fax (301) 639-0804
ruth.williams@pncmortgage.com