Compare Today’s Refinance Rates for Wilson, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Wilson, North Carolina 27895. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Wilson and surrounding areas of Wilson county, your expected lifetime cash savings are $4,105 or $11 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Wilson, North Carolina 27895.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Wilson, North Carolina 27895

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Wilson, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Wilson, NC 27895, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Wilson, NC

Refinance Rates for Wilson, North Carolina 27895 from 2013 - 2020

Below are historical data on refinancing in Wilson, North Carolina and around Wilson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Wilson, North Carolina 27895

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Wilson, North Carolina 27895, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Sandra Owens

Mortgage Loan Officer

223 Nash St W Fl 1�

Wilson, NC 27895

(252) 246-4805

sowens@bbandt.com

Megan Harrell

Mortgage Loan Officer

3400 Raleigh Rd Pkwy W�

Wilson, NC 27895

(252) 237-3945

mharrell@bbandt.com

Ruth Williams

Mortgage Loan Officer

3401 Raleigh Road Pkwy W

Wilson, NC 27895

(252) 234-0398

ruth.williams@pncmortgage.com

Edward Farrow

Branch Supervisor

426 McArthur Street

Elizabeth City, NC 27895

(252) 335-0582

efarrow@agcarolina.com

Eddie Jennings

Agribusiness Loan Officer

426 McArthur Street

Elizabeth City, NC 27895

(252) 335-0582

ejennings@agcarolina.com

Address

223 Nash St W Fl 1�

Wilson, NC

Contact

(252) 246-4805

Fax (301) 639-0804

sowens@bbandt.com

Address

3400 Raleigh Rd Pkwy W�

Wilson, NC

Contact

(252) 237-3945

Fax (301) 639-0804

mharrell@bbandt.com

Address

3401 Raleigh Road Pkwy W

Wilson, NC

Contact

(252) 234-0398

Fax (301) 639-0804

ruth.williams@pncmortgage.com

Refinancing News for Wilson, North Carolina 27895