Compare Today’s Refinance Rates for Wingate, North Carolina 28174
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Wingate, North Carolina 28174.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Wingate, North Carolina 28174. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,559 or $21 per month in Wingate and other parts of Union county.
Summary of Average Refinances in Wingate, North Carolina 28174
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Interactive Refinance Rate Projections for Wingate, North Carolina 28174
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wingate, NC 28174, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wingate, North Carolina 28174 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wingate, North Carolina and the surrounding Union county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.94% | 55.38% | 61.13% | 61.14% | 61.51% | 60.50% | 49.67% | 54.33% | 55.89% |
avg refi rate | 6.27% | 3.51% | 2.95% | 3.24% | 4.08% | 4.50% | 4.09% | 3.86% | 4.08% |
% 15 year fixed refinance | 3.03% | 26.42% | 24.18% | 23.58% | 25.08% | 25.08% | 36.80% | 33.48% | 29.75% |
avg refi rate | 6.36% | 2.62% | 2.42% | 2.78% | 3.53% | 3.80% | 3.21% | 3.06% | 3.30% |
Avg credit score | 746.06 | 740.78 | 752.89 | 761.17 | 754.43 | 747.45 | 747.06 | 757.12 | 756.82 |
Avg LTV (loan to value) | 60.09% | 56.09% | 64.67% | 68.88% | 69.89% | 68.33% | 69.36% | 70.87% | 71.81% |
Avg DTI (debt to income) | 35.06 | 32.45 | 30.78 | 30.11 | 31.38 | 32.99 | 31.95 | 30.82 | 31.41 |
Avg refinance insurance % | 1.09% | 0.55% | 2.13% | 3.63% | 5.08% | 2.44% | 3.53% | 3.63% | 4.08% |
Best Refinance Brokers around Wingate, North Carolina 28174
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wingate, North Carolina 28174, we have compiled a list of top refinance brokers to assist you in the process.
GUY LIZOTTE
Home Mortgage Consultant
401 S Tryon St Three Wells Fargo 2nd Floor
Charlotte, NC 28174
(704) 383-0253
GUY.LIZOTTE@wellsfargo.com
CHERYL SMITH
Home Mortgage Consultant
401 S Tryon St Three Wells Fargo 2nd Floor
Charlotte, NC 28174
(704) 383-0253
CHERYL.SMITH@wellsfargo.com
ORION STALLARD
Home Mortgage Consultant
401 S Tryon St Three Wells Fargo 2nd Floor
Charlotte, NC 28174
(704) 383-0253
ORION.STALLARD@wellsfargo.com
ROBERT GOODLING
Home Mortgage Consultant
401 S Tryon St Three Wells Fargo 2nd Floor
Charlotte, NC 28174
(704) 383-0253
ROBERT.GOODLING@wellsfargo.com
Angus McDonald
Vice President
1001 Morehead Square Dr
Charlotte, NC 28174
(919) 459-2500
amcdonald@medalistcapital.com
Address
401 S Tryon St Three Wells Fargo 2nd Floor
Charlotte, NC
Contact
(704) 383-0253
Fax (301) 639-0804
GUY.LIZOTTE@wellsfargo.com
Address
401 S Tryon St Three Wells Fargo 2nd Floor
Charlotte, NC
Contact
(704) 383-0253
Fax (301) 639-0804
CHERYL.SMITH@wellsfargo.com
Address
401 S Tryon St Three Wells Fargo 2nd Floor
Charlotte, NC
Contact
(704) 383-0253
Fax (301) 639-0804
ORION.STALLARD@wellsfargo.com