Compare Today’s Refinance Rates for Winston Salem, North Carolina 27120
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Winston Salem, North Carolina 27120.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,874 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Winston Salem and other areas of Forsyth county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Winston Salem, North Carolina 27120
Become a certified mortgage expert on Pureloan.com
in Winston Salem, North Carolina 27120
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Winston Salem, North Carolina 27120
Pureloan has developed an interactive chart to monitor the five largest local lenders in Winston Salem, NC 27120, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Winston Salem, North Carolina 27120 from 2024 - 2016
The following historical data provides insights into refinancing trends in Winston Salem, North Carolina and the surrounding Forsyth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
% 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Winston Salem, North Carolina 27120
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Winston Salem, North Carolina 27120, we have compiled a list of top refinance brokers to assist you in the process.
Ximena Dockery
Mortgage Loan Officer
6000 University Pkwy
Winston Salem, NC 27120
(336) 733-1188
jdockery@bbandt.com
Mel Williams
Certified Mortgage Loan Officer
200 W 2nd St
Winston Salem, NC 27120
(336) 733-2523
jmel.williams@bbandt.com
Melissa Blunkall
Mortgage Loan Officer
200 W 2nd St
Winston Salem, NC 27120
(336) 733-2519
melissa.blunkall@bbandt.com
Harvey McIntyre
Mortgage Loan Officer
110 S Stratford Rd Fl 1�
Winston Salem, NC 27120
(336) 733-3378
hmcintyre@bbandt.com
Crickett Choplin
Mortgage Loan Officer
2080 Village Link Dr�
Winston Salem, NC 27120
(336) 733-0405
cchoplin@bbandt.com
Address
6000 University Pkwy
Winston Salem, NC
Contact
(336) 733-1188
Fax (301) 639-0804
jdockery@bbandt.com
Address
200 W 2nd St
Winston Salem, NC
Contact
(336) 733-2523
Fax (301) 639-0804
jmel.williams@bbandt.com
Address
200 W 2nd St
Winston Salem, NC
Contact
(336) 733-2519
Fax (301) 639-0804
melissa.blunkall@bbandt.com