Compare Today’s Refinance Rates for Winston Salem, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Winston Salem, North Carolina 27101. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,336 or $15 / month in Winston Salem and other areas of Forsyth county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Winston Salem, North Carolina 27101.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Winston Salem, North Carolina 27101

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Winston Salem, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Winston Salem, NC 27101, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Winston Salem, NC

Refinance Rates for Winston Salem, North Carolina 27101 from 2013 - 2020

Below are historical data on refinancing in Winston Salem, North Carolina and around Forsyth county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Winston Salem, North Carolina 27101

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Winston Salem, North Carolina 27101, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ximena Dockery

Mortgage Loan Officer

6000 University Pkwy

Winston Salem, NC 27101

(336) 733-1188

jdockery@bbandt.com

Mel Williams

Certified Mortgage Loan Officer

200 W 2nd St

Winston Salem, NC 27101

(336) 733-2523

jmel.williams@bbandt.com

Melissa Blunkall

Mortgage Loan Officer

200 W 2nd St

Winston Salem, NC 27101

(336) 733-2519

melissa.blunkall@bbandt.com

Harvey McIntyre

Mortgage Loan Officer

110 S Stratford Rd Fl 1�

Winston Salem, NC 27101

(336) 733-3378

hmcintyre@bbandt.com

Crickett Choplin

Mortgage Loan Officer

2080 Village Link Dr�

Winston Salem, NC 27101

(336) 733-0405

cchoplin@bbandt.com

Address

6000 University Pkwy

Winston Salem, NC

Contact

(336) 733-1188

Fax (301) 639-0804

jdockery@bbandt.com

Address

200 W 2nd St

Winston Salem, NC

Contact

(336) 733-2523

Fax (301) 639-0804

jmel.williams@bbandt.com

Address

200 W 2nd St

Winston Salem, NC

Contact

(336) 733-2519

Fax (301) 639-0804

melissa.blunkall@bbandt.com

Refinancing News for Winston Salem, North Carolina 27101