Compare Today’s Refinance Rates for Woodleaf, North Carolina

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Woodleaf, North Carolina 27054. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,336 or $15 / month in Woodleaf and other areas of Rowan county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Woodleaf, North Carolina 27054.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Woodleaf, North Carolina 27054

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Woodleaf, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Woodleaf, NC 27054, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Woodleaf, NC

Refinance Rates for Woodleaf, North Carolina 27054 from 2013 - 2020

Below are historical data on refinancing in Woodleaf, North Carolina and around Rowan county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Woodleaf, North Carolina 27054

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Woodleaf, North Carolina 27054, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Vernal Rhue

Loan Officer

104 Progress Ln

Yadkinville, NC 27054

(336) 258-6106

vernal.rhue@yadkinmortgage.com

Marti Waller

Mortgage Loan Specialist

1691 Westbrook Plaza Dr

Winston Salem, NC 27054

(800) 782-4670 Ext2751

mwaller@allegacyfcu.org

VICTORIA SPANNAUS

Home Mortgage Consultant

1100 S Stratford Rd Ste 301

Winston Salem, NC 27054

(336) 794-9967

VICTORIA.SPANNAUS@wellsfargo.com

BORIS ELDER

Home Mortgage Consultant

1100 S Stratford Rd Ste 301

Winston Salem, NC 27054

(336) 794-9967

BORIS.ELDER@wellsfargo.com

Carey Benton-Jewett

Mortgage Broker

3001 Trenwest Dr

Winston Salem, NC 27054

(336) 631-2450

carey.benton-jewett@firstcitizens.com

Address

104 Progress Ln

Yadkinville, NC

Contact

(336) 258-6106

Fax (301) 639-0804

vernal.rhue@yadkinmortgage.com

Address

1691 Westbrook Plaza Dr

Winston Salem, NC

Contact

(800) 782-4670 Ext2751

Fax (301) 639-0804

mwaller@allegacyfcu.org

Address

1100 S Stratford Rd Ste 301

Winston Salem, NC

Contact

(336) 794-9967

Fax (301) 639-0804

VICTORIA.SPANNAUS@wellsfargo.com

Refinancing News for Woodleaf, North Carolina 27054