Compare Today’s Refinance Rates for Wrightsville Beach, North Carolina 28480
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Wrightsville Beach, North Carolina 28480.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Wrightsville Beach, North Carolina 28480. For 30-year amortization refinancing, you can expect lifetime cash savings of $19,316 or $54 per month in Wrightsville Beach and other parts of New Hanover county.
Summary of Average Refinances in Wrightsville Beach, North Carolina 28480
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Interactive Refinance Rate Projections for Wrightsville Beach, North Carolina 28480
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wrightsville Beach, NC 28480, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wrightsville Beach, North Carolina 28480 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wrightsville Beach, North Carolina and the surrounding New Hanover county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 85.94% | 59.56% | 63.17% | 63.07% | 67.19% | 65.88% | 58.33% | 64.23% | 59.77% |
avg refi rate | 6.39% | 3.53% | 2.99% | 3.26% | 4.12% | 4.52% | 4.09% | 3.87% | 4.05% |
% 15 year fixed refinance | 9.38% | 25.62% | 23.40% | 24.48% | 23.66% | 24.71% | 33.17% | 25.09% | 30.60% |
avg refi rate | 5.58% | 2.81% | 2.46% | 2.79% | 3.59% | 3.82% | 3.30% | 3.15% | 3.29% |
Avg credit score | 762.66 | 774.29 | 762.90 | 768.71 | 761.12 | 757.68 | 756.89 | 762.61 | 765.54 |
Avg LTV (loan to value) | 56.08% | 57.49% | 62.47% | 67.55% | 67.96% | 67.14% | 68.08% | 70.88% | 70.09% |
Avg DTI (debt to income) | 37.14 | 33.26 | 32.50 | 31.73 | 33.36 | 34.59 | 34.24 | 32.67 | 32.34 |
Avg refinance insurance % | 1.05% | 0.85% | 1.82% | 3.55% | 4.16% | 3.23% | 3.49% | 4.52% | 4.27% |
Best Refinance Brokers around Wrightsville Beach, North Carolina 28480
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wrightsville Beach, North Carolina 28480, we have compiled a list of top refinance brokers to assist you in the process.
Matthew Oconnor
Sr. Mortgage Planner
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC 28480
(910) 679-6840
moconnor@fairwaync.com
Kevin Miller
Sr. Mortgage Planner
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC 28480
(910) 679-6840
kmiller@fairwaync.com
Tori Jennings
Sr. Mortgage Planner
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC 28480
(910) 679-6840
tjennings@fairwaync.com
Justin Gaines
Sr. Mortgage Planner
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC 28480
(910) 679-6840
jgaines@fairwaync.com
Charity Boswell
Sr. Mortgage Planner
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC 28480
(910) 679-6840
cboswell@fairwaync.com
Address
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC
Contact
(910) 679-6840
Fax (301) 639-0804
moconnor@fairwaync.com
Address
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC
Contact
(910) 679-6840
Fax (301) 639-0804
kmiller@fairwaync.com
Address
530 Causeway Drive, Suite #T8
Wrightsville Beach, NC
Contact
(910) 679-6840
Fax (301) 639-0804
tjennings@fairwaync.com