Compare Today’s Refinance Rates for Wrightsville Beach, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Wrightsville Beach, North Carolina 28480. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Wrightsville Beach and other areas of New Hanover county, expected lifetime cash savings are $61,916 or $172 / month.

For Wrightsville Beach, North Carolina 28480, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Wrightsville Beach, North Carolina 28480

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Wrightsville Beach, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Wrightsville Beach, NC 28480, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Wrightsville Beach, NC

Refinance Rates for Wrightsville Beach, North Carolina 28480 from 2013 - 2020

Below are historical data on refinancing in Wrightsville Beach, North Carolina and around New Hanover county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Wrightsville Beach, North Carolina 28480

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Wrightsville Beach, North Carolina 28480, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Matthew Oconnor

Sr. Mortgage Planner

530 Causeway Drive, Suite #T8

Wrightsville Beach, NC 28480

(910) 679-6840

moconnor@fairwaync.com

Kevin Miller

Sr. Mortgage Planner

530 Causeway Drive, Suite #T8

Wrightsville Beach, NC 28480

(910) 679-6840

kmiller@fairwaync.com

Tori Jennings

Sr. Mortgage Planner

530 Causeway Drive, Suite #T8

Wrightsville Beach, NC 28480

(910) 679-6840

tjennings@fairwaync.com

Justin Gaines

Sr. Mortgage Planner

530 Causeway Drive, Suite #T8

Wrightsville Beach, NC 28480

(910) 679-6840

jgaines@fairwaync.com

Charity Boswell

Sr. Mortgage Planner

530 Causeway Drive, Suite #T8

Wrightsville Beach, NC 28480

(910) 679-6840

cboswell@fairwaync.com

Address

530 Causeway Drive, Suite #T8

Wrightsville Beach, NC

Contact

(910) 679-6840

Fax (301) 639-0804

moconnor@fairwaync.com

Address

530 Causeway Drive, Suite #T8

Wrightsville Beach, NC

Contact

(910) 679-6840

Fax (301) 639-0804

kmiller@fairwaync.com

Address

530 Causeway Drive, Suite #T8

Wrightsville Beach, NC

Contact

(910) 679-6840

Fax (301) 639-0804

tjennings@fairwaync.com

Refinancing News for Wrightsville Beach, North Carolina 28480