Compare Today’s Refinance Rates for Zirconia, North Carolina

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Zirconia, North Carolina 28790. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Zirconia and other areas of Henderson county, expected lifetime cash savings are $4,668 or $13 / month.

For Zirconia, North Carolina 28790, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Zirconia, North Carolina 28790

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Zirconia, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Zirconia, NC 28790, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Zirconia, NC

Refinance Rates for Zirconia, North Carolina 28790 from 2013 - 2020

Below are historical data on refinancing in Zirconia, North Carolina and around Henderson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.94% 48.28% 48.05% 55.50% 56.80% 57.36% 55.40% 48.46%
avg refi rate 4.81% 4.51% 3.91% 3.70% 4.50% 4.06% 3.89% 3.95%
% 15 year fixed refinance 27.51% 32.11% 33.71% 31.93% 31.44% 26.89% 29.02% 34.96%
avg refi rate 4.22% 3.74% 3.22% 2.98% 3.53% 3.26% 3.07% 3.08%
Avg credit score 768.10 769.35 771.07 765.85 751.88 758.14 755.64 752.79
Avg LTV (loan to value) 63.08% 64.03% 65.38% 68.14% 72.18% 73.31% 72.45% 70.15%
Avg DTI (debt to income) 30.62 30.31 30.02 29.84 32.72 31.65 31.87 32.22
Avg refinance insurance % 1.38% 2.00% 1.79% 3.36% 5.37% 5.83% 5.06% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Zirconia, North Carolina 28790

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Zirconia, North Carolina 28790, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Patricia Smith

Mortgage Banker

101 Jack St

Hendersonville, NC 28790

(828) 350-8022 Ext2612

psmith@mountain1st.com

Robert Kennedy,

Sr. Mortgage Banker

101 Jack St

Hendersonville, NC 28790

(704) 543-1989

bkennedy@mountain1st.com

Connie Corn

Sr. Vice President Mortgage Loans

101 Jack St

Hendersonville, NC 28790

(828) 697-3501

ccorn@mountain1st.com

Mike Fischer

Senior Mortgage Banke

101 Jack St

Hendersonville, NC 28790

(828) 894-2556 Ext2301

mfischer@mountain1st.com

Gwenn Lanning

Mortgage Banker

101 Jack St

Hendersonville, NC 28790

(828) 697-3127

glanning@mountain1st.com

Address

101 Jack St

Hendersonville, NC

Contact

(828) 350-8022 Ext2612

Fax (301) 639-0804

psmith@mountain1st.com

Address

101 Jack St

Hendersonville, NC

Contact

(704) 543-1989

Fax (301) 639-0804

bkennedy@mountain1st.com

Address

101 Jack St

Hendersonville, NC

Contact

(828) 697-3501

Fax (301) 639-0804

ccorn@mountain1st.com

Refinancing News for Zirconia, North Carolina 28790