Compare Today’s Refinance Rates for Balfour, North Dakota 58712
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Balfour, North Dakota 58712.
With a 30-year amortization refinance in Balfour and surrounding areas of Mchenry county, our calculations show that you can expect to save up to $2,367 over the lifetime of your mortgage, or a monthly savings of $7. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Balfour, North Dakota 58712.
Summary of Average Refinances in Balfour, North Dakota 58712
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Interactive Refinance Rate Projections for Balfour, North Dakota 58712
Pureloan has developed an interactive chart to monitor the five largest local lenders in Balfour, ND 58712, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Balfour, North Dakota 58712 from 2024 - 2016
The following historical data provides insights into refinancing trends in Balfour, North Dakota and the surrounding Mchenry county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 55.17% | 58.76% | 51.11% | 63.64% | 55.33% | 55.95% | 69.05% | 64.52% | |
avg refi rate | 3.86% | 3.77% | 4.00% | 4.34% | 3.67% | 3.85% | 4.54% | 4.89% | |
% 15 year fixed refinance | 31.03% | 30.93% | 41.11% | 30.91% | 38.67% | 38.10% | 26.19% | 26.88% | |
avg refi rate | 3.15% | 2.98% | 3.02% | 3.40% | 2.80% | 3.10% | 3.93% | 4.21% | |
Avg credit score | 761.38 | 746.90 | 761.53 | 747.51 | 755.39 | 763.85 | 755.36 | 752.51 | |
Avg LTV (loan to value) | 75.48% | 70.27% | 68.14% | 69.55% | 62.05% | 63.75% | 71.10% | 67.75% | |
Avg DTI (debt to income) | 32.76 | 30.76 | 31.57 | 34.62 | 31.53 | 32.74 | 33.98 | 31.09 | |
Avg refinance insurance % | 8.34% | 4.10% | 4.19% | 2.42% | 0.49% | 1.81% | 3.10% | 0.65% |
Best Refinance Brokers around Balfour, North Dakota 58712
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Balfour, North Dakota 58712, we have compiled a list of top refinance brokers to assist you in the process.
Jill Lohnes
Mortgage Loan
20 1st St SW
Minot, ND 58712
(701) 857-6206
jmlohnes@bremer.com
Renata Buen
Executive Mortgage Officers
615 S Broadway
Minot, ND 58712
(701) 852-2018
rbuen@townandcountry.org
Mary Bamberger
Mortgage Market Manager - Vice President
1600 South Broadway
Minot, ND 58712
(701) 839-2199
mbamberger@firstintlbank.com
Carol Holman
Mortgage Loan Officer - AVP
1600 South Broadway
Minot, ND 58712
(701) 839-2199
cholman@firstintlbank.com
Brett Holtz
Mortgage Loan Officer
1600 South Broadway
Minot, ND 58712
(701) 839-2199
bholtz@firstintlbank.com
Address
20 1st St SW
Minot, ND
Contact
(701) 857-6206
Fax (301) 639-0804
jmlohnes@bremer.com
Address
615 S Broadway
Minot, ND
Contact
(701) 852-2018
Fax (301) 639-0804
rbuen@townandcountry.org
Address
1600 South Broadway
Minot, ND
Contact
(701) 839-2199
Fax (301) 639-0804
mbamberger@firstintlbank.com