Compare Today’s Refinance Rates for Beach, North Dakota 58621
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Beach, North Dakota 58621.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Beach, North Dakota 58621. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,580 or $27 per month in Beach and other parts of Dawson county.
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Summary of Average Refinances in Beach, North Dakota 58621
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Interactive Refinance Rate Projections for Beach, North Dakota 58621
Pureloan has developed an interactive chart to monitor the five largest local lenders in Beach, ND 58621, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Beach, North Dakota 58621 from 2024 - 2016
The following historical data provides insights into refinancing trends in Beach, North Dakota and the surrounding Dawson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 60.00% | 61.76% | 57.50% | 37.50% | 27.08% | 24.24% | 32.43% | 41.86% | |
| avg refi rate | 3.91% | 4.04% | 3.98% | 4.56% | 3.80% | 4.00% | 4.51% | 5.06% | |
| % 15 year fixed refinance | 35.00% | 29.41% | 42.50% | 50.00% | 60.42% | 54.55% | 43.24% | 39.53% | |
| avg refi rate | 3.14% | 2.94% | 2.95% | 3.38% | 2.92% | 3.20% | 3.93% | 4.17% | |
| Avg credit score | 744.60 | 747.03 | 759.03 | 747.19 | 747.77 | 760.61 | 755.86 | 768.33 | |
| Avg LTV (loan to value) | 73.15% | 74.32% | 68.78% | 67.63% | 65.65% | 57.88% | 65.14% | 65.91% | |
| Avg DTI (debt to income) | 30.20 | 36.24 | 30.35 | 33.25 | 31.67 | 28.36 | 31.08 | 27.09 | |
| Avg refinance insurance % | 10.85% | 9.09% | 6.43% | 3.06% | 1.40% | 0.94% | 3.95% | 2.28% |
Best Refinance Brokers around Beach, North Dakota 58621
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Beach, North Dakota 58621, we have compiled a list of top refinance brokers to assist you in the process.
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