Compare Today’s Refinance Rates for Bismarck, North Dakota

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Bismarck, North Dakota 58507. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,997 or $11 / month in Bismarck and other areas of Burleigh county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Bismarck, North Dakota 58507.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Bismarck, North Dakota 58507

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Bismarck, ND

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Bismarck, ND 58507, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Bismarck, ND

Refinance Rates for Bismarck, North Dakota 58507 from 2013 - 2020

Below are historical data on refinancing in Bismarck, North Dakota and around Burleigh county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.33% 36.90% 37.72% 50.15% 56.25% 53.26% 52.30% 48.28%
avg refi rate 4.74% 4.35% 3.83% 3.59% 4.37% 3.86% 3.74% 3.85%
% 15 year fixed refinance 22.33% 39.29% 39.04% 38.81% 34.38% 29.89% 35.63% 41.38%
avg refi rate 4.20% 3.63% 3.13% 2.79% 3.42% 3.05% 2.92% 3.06%
Avg credit score 765.79 766.55 767.79 764.57 744.83 759.05 758.38 759.69
Avg LTV (loan to value) 69.43% 69.93% 67.93% 66.53% 64.52% 67.74% 69.92% 68.84%
Avg DTI (debt to income) 30.76 31.20 32.03 30.30 32.09 33.28 32.21 32.57
Avg refinance insurance % 2.49% 2.58% 1.71% 1.06% 1.84% 3.82% 4.79% 4.31%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Bismarck, North Dakota 58507

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Bismarck, North Dakota 58507, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brad Thompson

Senior Ag/Commercial Loan Officer

1533 N 12th St

Bismarck, ND 58507

(701) 751-8500

bthompson@firstintlbank.com

David Mason

Bismarck President

1533 N 12th St

Bismarck, ND 58507

(701) 751-8500

dmason@firstintlbank.com

Brittany Lenertz

Cash Management Representative

1533 N 12th St

Bismarck, ND 58507

(701) 751-8500

blenertz@firstintlbank.com

Jeff Evink

Commercial Loan Officer

1533 N 12th St

Bismarck, ND 58507

(701) 751-8500

jevink@firstintlbank.com

Greg Eckes

Avp, Commercial Loan Officer

1533 N 12th St

Bismarck, ND 58507

(701) 751-8500

geckes@firstintlbank.com

Address

1533 N 12th St

Bismarck, ND

Contact

(701) 751-8500

Fax (301) 639-0804

bthompson@firstintlbank.com

Address

1533 N 12th St

Bismarck, ND

Contact

(701) 751-8500

Fax (301) 639-0804

dmason@firstintlbank.com

Address

1533 N 12th St

Bismarck, ND

Contact

(701) 751-8500

Fax (301) 639-0804

blenertz@firstintlbank.com

Refinancing News for Bismarck, North Dakota 58507