Compare Today’s Refinance Rates for Cannon Ball, North Dakota 58528
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cannon Ball, North Dakota 58528.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $1,625 over the lifetime of your mortgage, which translates to a monthly savings of $5 in Cannon Ball and other areas of Emmons county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Cannon Ball, North Dakota 58528
Become a certified mortgage expert on Pureloan.com
in Cannon Ball, North Dakota 58528
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Cannon Ball, North Dakota 58528
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cannon Ball, ND 58528, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cannon Ball, North Dakota 58528 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cannon Ball, North Dakota and the surrounding Emmons county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 60.37% | 57.21% | 56.91% | 59.20% | 53.62% | 50.52% | 52.20% | 53.63% |
avg refi rate | 5.53% | 3.47% | 2.80% | 3.06% | 3.88% | 4.27% | 3.94% | 3.74% | 3.85% |
% 15 year fixed refinance | 20.00% | 23.17% | 23.76% | 24.86% | 28.74% | 27.54% | 39.18% | 34.62% | 29.61% |
avg refi rate | 5.00% | 2.60% | 2.28% | 2.58% | 3.14% | 3.50% | 3.13% | 2.93% | 3.04% |
Avg credit score | 749.80 | 755.26 | 767.60 | 773.19 | 765.32 | 762.58 | 760.59 | 759.36 | 759.22 |
Avg LTV (loan to value) | 68.40% | 71.41% | 70.30% | 71.58% | 69.96% | 69.09% | 67.40% | 69.41% | 67.20% |
Avg DTI (debt to income) | 35.20 | 33.99 | 31.32 | 30.15 | 33.83 | 32.67 | 32.34 | 32.35 | 33.28 |
Avg refinance insurance % | 11.00% | 3.74% | 4.56% | 6.88% | 4.90% | 3.45% | 3.71% | 4.64% | 3.49% |
Best Refinance Brokers around Cannon Ball, North Dakota 58528
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cannon Ball, North Dakota 58528, we have compiled a list of top refinance brokers to assist you in the process.
Kathy Hoff
Avp, Commercial Loan Officer
204 N Main St
Elgin, ND 58528
(701) 584-2525
khoff@firstintlbank.com
Colleen Vetter
Avp, Assistant Deposit Operations Supervisor
204 N Main St
Elgin, ND 58528
(701) 584-2525
cvetter@firstintlbank.com
Jon Leet
Mortgage Consultant
2113 N 12th St
Bismarck, ND 58528
(701) 355-4664
jon.leet@cornerstonebanks.net
Brent Goetz
Mortgage Consultant
2114 N 12th St
Bismarck, ND 58528
(701) 355-4665
brent.goetz@cornerstonebanks.net
Travis Lang
Mortgage Consultant
2115 N 12th St
Bismarck, ND 58528
(701) 355-4666
Travis.lang@cornerstonebanks.net
Address
204 N Main St
Elgin, ND
Contact
(701) 584-2525
Fax (301) 639-0804
khoff@firstintlbank.com
Address
204 N Main St
Elgin, ND
Contact
(701) 584-2525
Fax (301) 639-0804
cvetter@firstintlbank.com
Address
2113 N 12th St
Bismarck, ND
Contact
(701) 355-4664
Fax (301) 639-0804
jon.leet@cornerstonebanks.net