Compare Today’s Refinance Rates for Cooperstown, North Dakota 58425
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cooperstown, North Dakota 58425.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,257 over the lifetime of your mortgage, which translates to a monthly savings of $23 in Cooperstown and other areas of Barnes county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Cooperstown, North Dakota 58425
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Cooperstown, North Dakota 58425
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cooperstown, ND 58425, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cooperstown, North Dakota 58425 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cooperstown, North Dakota and the surrounding Barnes county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 44.44% | 41.46% | 45.78% | 35.29% | 50.00% | 32.00% | 47.62% | 53.85% | |
| avg refi rate | 3.89% | 2.85% | 3.27% | 3.98% | 4.63% | 4.33% | 3.80% | 4.07% | |
| % 15 year fixed refinance | 25.93% | 23.17% | 33.73% | 23.53% | 27.78% | 40.00% | 28.57% | 15.38% | |
| avg refi rate | 2.50% | 2.37% | 2.74% | 3.56% | 3.70% | 3.43% | 3.00% | 3.41% | |
| Avg credit score | 746.04 | 756.85 | 762.25 | 740.00 | 744.94 | 743.16 | 750.57 | 741.77 | |
| Avg LTV (loan to value) | 67.30% | 74.35% | 73.93% | 81.18% | 75.50% | 72.80% | 72.10% | 62.31% | |
| Avg DTI (debt to income) | 36.74 | 34.01 | 32.45 | 33.41 | 31.56 | 32.24 | 30.62 | 31.54 | |
| Avg refinance insurance % | 5.22% | 4.62% | 6.37% | 12.18% | 10.17% | 4.60% | 6.43% | 4.23% |
Best Refinance Brokers around Cooperstown, North Dakota 58425
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cooperstown, North Dakota 58425, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Courtney Foss
Commercial & Agricultural Lender
78 Main Ave S
Fessenden, ND 58425
(701) 547-3191
cfoss@firstintlbank.com
Jeff Johnson
Fessenden President
78 Main Ave S
Fessenden, ND 58425
(701) 547-3191
jjohnson@firstintlbank.com
Barb Eli
Mortgage Loan
807 Main St
Carrington, ND 58425
(701) 652-3127
baeli@bremer.com
Address
78 Main Ave S
Fessenden, ND
Contact
(701) 547-3191
Fax (301) 639-0804
cfoss@firstintlbank.com
Address
78 Main Ave S
Fessenden, ND
Contact
(701) 547-3191
Fax (301) 639-0804
jjohnson@firstintlbank.com
Address
807 Main St
Carrington, ND
Contact
(701) 652-3127
Fax (301) 639-0804
baeli@bremer.com