Compare Today’s Refinance Rates for Crary, North Dakota 58327
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Crary, North Dakota 58327.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,505 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Crary and other areas of Ramsey county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Crary, North Dakota 58327
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Interactive Refinance Rate Projections for Crary, North Dakota 58327
Pureloan has developed an interactive chart to monitor the five largest local lenders in Crary, ND 58327, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Crary, North Dakota 58327 from 2024 - 2016
The following historical data provides insights into refinancing trends in Crary, North Dakota and the surrounding Ramsey county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 62.50% | 53.85% | 69.23% | 72.73% | 62.96% | 18.92% | 33.33% | 30.00% | |
avg refi rate | 4.23% | 3.79% | 3.89% | 4.34% | 3.78% | 3.82% | 4.65% | 4.90% | |
% 15 year fixed refinance | 25.00% | 38.46% | 23.08% | 27.27% | 33.33% | 64.86% | 55.56% | 45.00% | |
avg refi rate | 3.38% | 3.05% | 3.04% | 3.73% | 3.03% | 3.22% | 3.83% | 4.15% | |
Avg credit score | 760.13 | 762.31 | 762.92 | 744.18 | 753.26 | 763.16 | 766.36 | 770.45 | |
Avg LTV (loan to value) | 68.38% | 72.62% | 73.38% | 68.77% | 70.07% | 62.81% | 66.36% | 62.30% | |
Avg DTI (debt to income) | 26.25 | 35.00 | 30.08 | 33.55 | 30.44 | 30.35 | 31.17 | 28.20 | |
Avg refinance insurance % | 0.75% | 1.92% | 2.31% | 3.00% | 4.30% | 0.65% | 1.39% |
Best Refinance Brokers around Crary, North Dakota 58327
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Crary, North Dakota 58327, we have compiled a list of top refinance brokers to assist you in the process.
Nilsen
Mortgage Loan
105 3rd St SW
Rugby, ND 58327
(701) 776-5228
emnilsen@bremer.com
Julie Schlieve
Mortgage Loan
424 5th St NE
Devils Lake, ND 58327
(701) 662-1228
jaschlieve@bremer.com
Jason Schneider
President
910 Lincoln Ave
Harvey, ND 58327
(701) 324-5245
jschneider@firstintlbank.com
Cory Geiszler
Commercial & Ag Loan Officer
215 Highway 2 SW PO Box 229
Rugby, ND 58327
(701) 324-5245
cgeiszler@firstintlbank.com
Tanner Johnson
Rugby President - Commercial & Ag Lender
215 Highway 2 SW PO Box 229
Rugby, ND 58327
(701) 324-5245
tjohnson@firstintlbank.com
Address
105 3rd St SW
Rugby, ND
Contact
(701) 776-5228
Fax (301) 639-0804
emnilsen@bremer.com
Address
424 5th St NE
Devils Lake, ND
Contact
(701) 662-1228
Fax (301) 639-0804
jaschlieve@bremer.com
Address
910 Lincoln Ave
Harvey, ND
Contact
(701) 324-5245
Fax (301) 639-0804
jschneider@firstintlbank.com