Compare Today’s Refinance Rates for Cummings, North Dakota

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Cummings, North Dakota 58223. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $2,219 or $6 / month in Cummings and other areas of Traill county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Cummings, North Dakota 58223.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Cummings, North Dakota 58223

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Cummings, ND

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Cummings, ND 58223, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Cummings, ND

Refinance Rates for Cummings, North Dakota 58223 from 2013 - 2020

Below are historical data on refinancing in Cummings, North Dakota and around Traill county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.86% 30.28% 29.05% 34.62% 51.11% 55.68% 52.38% 47.83%
avg refi rate 4.70% 4.51% 3.76% 3.51% 4.47% 3.97% 3.83% 3.90%
% 15 year fixed refinance 38.32% 46.79% 54.73% 51.28% 37.78% 31.82% 40.48% 47.83%
avg refi rate 4.13% 3.73% 3.05% 2.75% 3.45% 3.14% 2.93% 2.81%
Avg credit score 764.48 758.04 767.84 764.29 748.98 757.25 754.77 750.96
Avg LTV (loan to value) 69.75% 71.98% 68.00% 69.53% 69.07% 70.26% 69.32% 66.22%
Avg DTI (debt to income) 30.49 32.67 30.68 30.79 34.38 31.99 31.75 31.26
Avg refinance insurance % 2.11% 2.92% 2.99% 3.52% 1.62% 2.68% 3.58% 2.70%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Cummings, North Dakota 58223

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cummings, North Dakota 58223, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lenay

Mortgage Loan Officer

PO Box 389

Pembina, ND 58223

(701) 825-6289

csbinfo@csbmidwest.com

Charlene Fetting-Ham

Mortgage Consultant

2302 S Columbia Rd

Grand Forks, ND 58223

(701) 280-5167

cfettingham@alerusmail.com

Kelsey Svoboda

Mortgage Consultant

2304 S Columbia Rd

Grand Forks, ND 58223

(701) 795-3357

ksvoboda@alerusmail.com

Jon Berg

Mortgage Consultant

2752 17th Ave S Ste A

Grand Forks, ND 58223

(701) 775-3290

jon@firstclasscorp.com

Shea Gaier

Mortgage Consultant

2750 17th Ave S Ste A

Grand Forks, ND 58223

(701) 775-3288

shea@firstclasscorp.com

Address

PO Box 389

Pembina, ND

Contact

(701) 825-6289

Fax (301) 639-0804

csbinfo@csbmidwest.com

Address

2302 S Columbia Rd

Grand Forks, ND

Contact

(701) 280-5167

Fax (301) 639-0804

cfettingham@alerusmail.com

Address

2304 S Columbia Rd

Grand Forks, ND

Contact

(701) 795-3357

Fax (301) 639-0804

ksvoboda@alerusmail.com

Refinancing News for Cummings, North Dakota 58223