Compare Today’s Refinance Rates for Des Lacs, North Dakota 58733
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Des Lacs, North Dakota 58733.
With a 30-year amortization refinance in Des Lacs and surrounding areas of Ward county, our calculations show that you can expect to save up to $3,825 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Des Lacs, North Dakota 58733.
Summary of Average Refinances in Des Lacs, North Dakota 58733
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Interactive Refinance Rate Projections for Des Lacs, North Dakota 58733
Pureloan has developed an interactive chart to monitor the five largest local lenders in Des Lacs, ND 58733, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Des Lacs, North Dakota 58733 from 2024 - 2016
The following historical data provides insights into refinancing trends in Des Lacs, North Dakota and the surrounding Ward county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 55.17% | 58.76% | 51.11% | 63.64% | 55.33% | 55.95% | 69.05% | 64.52% | |
avg refi rate | 3.86% | 3.77% | 4.00% | 4.34% | 3.67% | 3.85% | 4.54% | 4.89% | |
% 15 year fixed refinance | 31.03% | 30.93% | 41.11% | 30.91% | 38.67% | 38.10% | 26.19% | 26.88% | |
avg refi rate | 3.15% | 2.98% | 3.02% | 3.40% | 2.80% | 3.10% | 3.93% | 4.21% | |
Avg credit score | 761.38 | 746.90 | 761.53 | 747.51 | 755.39 | 763.85 | 755.36 | 752.51 | |
Avg LTV (loan to value) | 75.48% | 70.27% | 68.14% | 69.55% | 62.05% | 63.75% | 71.10% | 67.75% | |
Avg DTI (debt to income) | 32.76 | 30.76 | 31.57 | 34.62 | 31.53 | 32.74 | 33.98 | 31.09 | |
Avg refinance insurance % | 8.34% | 4.10% | 4.19% | 2.42% | 0.49% | 1.81% | 3.10% | 0.65% |
Best Refinance Brokers around Des Lacs, North Dakota 58733
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Des Lacs, North Dakota 58733, we have compiled a list of top refinance brokers to assist you in the process.
Jill Lohnes
Mortgage Loan
20 1st St SW
Minot, ND 58733
(701) 857-6206
jmlohnes@bremer.com
Renata Buen
Executive Mortgage Officers
615 S Broadway
Minot, ND 58733
(701) 852-2018
rbuen@townandcountry.org
Mary Bamberger
Mortgage Market Manager - Vice President
1600 South Broadway
Minot, ND 58733
(701) 839-2199
mbamberger@firstintlbank.com
Carol Holman
Mortgage Loan Officer - AVP
1600 South Broadway
Minot, ND 58733
(701) 839-2199
cholman@firstintlbank.com
Brett Holtz
Mortgage Loan Officer
1600 South Broadway
Minot, ND 58733
(701) 839-2199
bholtz@firstintlbank.com
Address
20 1st St SW
Minot, ND
Contact
(701) 857-6206
Fax (301) 639-0804
jmlohnes@bremer.com
Address
615 S Broadway
Minot, ND
Contact
(701) 852-2018
Fax (301) 639-0804
rbuen@townandcountry.org
Address
1600 South Broadway
Minot, ND
Contact
(701) 839-2199
Fax (301) 639-0804
mbamberger@firstintlbank.com