Compare Today’s Refinance Rates for Des Lacs, North Dakota

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Des Lacs, North Dakota 58733. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Des Lacs and surrounding areas of Ward county, your expected lifetime cash savings are $2,815 or $8 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Des Lacs, North Dakota 58733.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Des Lacs, North Dakota 58733

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Des Lacs, ND

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Des Lacs, ND 58733, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Des Lacs, ND

Refinance Rates for Des Lacs, North Dakota 58733 from 2013 - 2020

Below are historical data on refinancing in Des Lacs, North Dakota and around Ward county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 64.52% 69.05% 55.95% 55.33% 63.64% 51.11% 58.76% 55.17%
avg refi rate 4.89% 4.54% 3.85% 3.67% 4.34% 4.00% 3.77% 3.86%
% 15 year fixed refinance 26.88% 26.19% 38.10% 38.67% 30.91% 41.11% 30.93% 31.03%
avg refi rate 4.21% 3.93% 3.10% 2.80% 3.40% 3.02% 2.98% 3.15%
Avg credit score 752.51 755.36 763.85 755.39 747.51 761.53 746.90 761.38
Avg LTV (loan to value) 67.75% 71.10% 63.75% 62.05% 69.55% 68.14% 70.27% 75.48%
Avg DTI (debt to income) 31.09 33.98 32.74 31.53 34.62 31.57 30.76 32.76
Avg refinance insurance % 0.65% 3.10% 1.81% 0.49% 2.42% 4.19% 4.10% 8.34%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Des Lacs, North Dakota 58733

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Des Lacs, North Dakota 58733, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jill Lohnes

Mortgage Loan

20 1st St SW

Minot, ND 58733

(701) 857-6206

jmlohnes@bremer.com

Renata Buen

Executive Mortgage Officers

615 S Broadway

Minot, ND 58733

(701) 852-2018

rbuen@townandcountry.org

Mary Bamberger

Mortgage Market Manager - Vice President

1600 South Broadway

Minot, ND 58733

(701) 839-2199

mbamberger@firstintlbank.com

Carol Holman

Mortgage Loan Officer - AVP

1600 South Broadway

Minot, ND 58733

(701) 839-2199

cholman@firstintlbank.com

Brett Holtz

Mortgage Loan Officer

1600 South Broadway

Minot, ND 58733

(701) 839-2199

bholtz@firstintlbank.com

Address

20 1st St SW

Minot, ND

Contact

(701) 857-6206

Fax (301) 639-0804

jmlohnes@bremer.com

Address

615 S Broadway

Minot, ND

Contact

(701) 852-2018

Fax (301) 639-0804

rbuen@townandcountry.org

Address

1600 South Broadway

Minot, ND

Contact

(701) 839-2199

Fax (301) 639-0804

mbamberger@firstintlbank.com

Refinancing News for Des Lacs, North Dakota 58733