Compare Today’s Refinance Rates for Dickinson, North Dakota
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Dickinson, North Dakota 58601. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Dickinson and surrounding areas of Stark county, your expected lifetime cash savings are $5,716 or $16 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Dickinson, North Dakota 58601.
Summary of Average Refinance Terms in Dickinson, North Dakota 58601
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Customized Refinance Rate Projections for Dickinson, ND
For refinance rate forecasts and predictions in Dickinson, ND 58601, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Dickinson, North Dakota 58601 from 2014 - 2021
Below are historical data on refinancing in Dickinson, North Dakota and around Stark county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 41.86% | 32.43% | 24.24% | 27.08% | 37.50% | 57.50% | 61.76% | 60.00% |
| avg refi rate | 5.06% | 4.51% | 4.00% | 3.80% | 4.56% | 3.98% | 4.04% | 3.91% |
| % 15 year fixed refinance | 39.53% | 43.24% | 54.55% | 60.42% | 50.00% | 42.50% | 29.41% | 35.00% |
| avg refi rate | 4.17% | 3.93% | 3.20% | 2.92% | 3.38% | 2.95% | 2.94% | 3.14% |
| Avg credit score | 768.33 | 755.86 | 760.61 | 747.77 | 747.19 | 759.03 | 747.03 | 744.60 |
| Avg LTV (loan to value) | 65.91% | 65.14% | 57.88% | 65.65% | 67.63% | 68.78% | 74.32% | 73.15% |
| Avg DTI (debt to income) | 27.09 | 31.08 | 28.36 | 31.67 | 33.25 | 30.35 | 36.24 | 30.20 |
| Avg refinance insurance % | 2.28% | 3.95% | 0.94% | 1.40% | 3.06% | 6.43% | 9.09% | 10.85% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Dickinson, North Dakota 58601
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Dickinson, North Dakota 58601, we have compiled a list of the leading refinance brokers to guide you.
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