Compare Today’s Refinance Rates for Edinburg, North Dakota 58227
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Edinburg, North Dakota 58227.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,759 over the lifetime of your mortgage, which translates to a monthly savings of $27 in Edinburg and other areas of Walsh county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Edinburg, North Dakota 58227
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Interactive Refinance Rate Projections for Edinburg, North Dakota 58227
Pureloan has developed an interactive chart to monitor the five largest local lenders in Edinburg, ND 58227, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Edinburg, North Dakota 58227 from 2024 - 2016
The following historical data provides insights into refinancing trends in Edinburg, North Dakota and the surrounding Walsh county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 47.83% | 52.38% | 55.68% | 51.11% | 34.62% | 29.05% | 30.28% | 44.86% | |
avg refi rate | 3.90% | 3.83% | 3.97% | 4.47% | 3.51% | 3.76% | 4.51% | 4.70% | |
% 15 year fixed refinance | 47.83% | 40.48% | 31.82% | 37.78% | 51.28% | 54.73% | 46.79% | 38.32% | |
avg refi rate | 2.81% | 2.93% | 3.14% | 3.45% | 2.75% | 3.05% | 3.73% | 4.13% | |
Avg credit score | 750.96 | 754.77 | 757.25 | 748.98 | 764.29 | 767.84 | 758.04 | 764.48 | |
Avg LTV (loan to value) | 66.22% | 69.32% | 70.26% | 69.07% | 69.53% | 68.00% | 71.98% | 69.75% | |
Avg DTI (debt to income) | 31.26 | 31.75 | 31.99 | 34.38 | 30.79 | 30.68 | 32.67 | 30.49 | |
Avg refinance insurance % | 2.70% | 3.58% | 2.68% | 1.62% | 3.52% | 2.99% | 2.92% | 2.11% |
Best Refinance Brokers around Edinburg, North Dakota 58227
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Edinburg, North Dakota 58227, we have compiled a list of top refinance brokers to assist you in the process.
Lenay
Mortgage Loan Officer
PO Box 389
Pembina, ND 58227
(701) 825-6289
csbinfo@csbmidwest.com
Charlene Fetting-Ham
Mortgage Consultant
2302 S Columbia Rd
Grand Forks, ND 58227
(701) 280-5167
cfettingham@alerusmail.com
Kelsey Svoboda
Mortgage Consultant
2304 S Columbia Rd
Grand Forks, ND 58227
(701) 795-3357
ksvoboda@alerusmail.com
Jon Berg
Mortgage Consultant
2752 17th Ave S Ste A
Grand Forks, ND 58227
(701) 775-3290
jon@firstclasscorp.com
Shea Gaier
Mortgage Consultant
2750 17th Ave S Ste A
Grand Forks, ND 58227
(701) 775-3288
shea@firstclasscorp.com
Address
PO Box 389
Pembina, ND
Contact
(701) 825-6289
Fax (301) 639-0804
csbinfo@csbmidwest.com
Address
2302 S Columbia Rd
Grand Forks, ND
Contact
(701) 280-5167
Fax (301) 639-0804
cfettingham@alerusmail.com
Address
2304 S Columbia Rd
Grand Forks, ND
Contact
(701) 795-3357
Fax (301) 639-0804
ksvoboda@alerusmail.com